2nd Loan: Refi Business Expenses
| Listing Information | |||
|---|---|---|---|
| Amount: | $15,000.00 | Status: | Withdrawn |
| Grade: | B | DTI: | 31% |
| Lender Rate: | 17% | Borrower: | garet |
| Finished | State: | TX | |
| Funded: | 2% | Group: | 435 Supporting Lenders - Get FUNDED @ LOWER % than ANY group |
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Relisting with a better description. Purpose of Loan: I currently have 2 servers that run me about $3500 a month. I can cut the expenses by consolidating my DB server and my Web server into one. The contractors will need to reconfigure the entire site to do this. I also want to add a few functionality aspects while they are doing this coding. The funds are for this. My Financial Situation:My wife and I both work for the State of Texas. We have worked here for years. We do not take money from the website right now, but it does make a little money. Currently, we have a combined income of a little over $90,000. My income is about $43,500.00. Here is our current monthly overhead: $567 Prosper $1430 Mortgage (The house loan is in her name, thus the lack of the auto home verification.) $485 (2007 Nissan Titan) $315 (2006 Scion xB) $850 Child Daycare $600 Utilities (cell phones, elec, etc) $550 Food & Gas This leaves us about $1100-$1400 a month. We buy everything on Discover, that is the 43% credit card balance. We pay it all off at the end of each month. We like the cash back bonus, it adds up. We can easily afford the second loan, as this will save me more than the cost of the loan. I have never missed a single payment. We are over halfway on the current one. I am applying for this as it is the right decision to save money. Ask whatever questions you like. We pay everything by the 2nd business day of the month, including Prosper even though it is due on the 27th. Thanks and God bless! |
| Borrower's Other Listings | |||||
|---|---|---|---|---|---|
| 19667 | Startup | C | $15,000 @ 20% | Jun 14, 2006 | Withdrawn |
| 19746 | Startup Business | C | $15,000 @ 19% | Jun 14, 2006 | Withdrawn |
| 19869 | Starting a new company, need Investors | C | $15,000 @ 22% | Jun 15, 2006 | Withdrawn |
| 19914 | Need starting capital for new company | C | $15,000 @ 20% | Jun 15, 2006 | Withdrawn |
| 20875 | Re-listing: Need capital for Startup. | C | $15,000 @ 20% | Jun 21, 2006 | Withdrawn |
| 20881 | RE-listing: Startup money needed for Business. | C | $15,000 @ 20% | Jun 21, 2006 | Withdrawn |
| 20886 | RE-listing: Startup money needed for Business. | C | $15,000 @ 20% | Jun 21, 2006 | Loan created |
| 239212 | RE-listing: Startup money needed for Business. | B | $15,000 @ 8% | Nov 28, 2007 | Withdrawn |
| 239286 | Refi and Home Improvments | B | $15,000 @ 8% | Nov 28, 2007 | Withdrawn |
| 239298 | 2nd Time Listing: Refi and Home Improvments | B | $15,000 @ 8% | Nov 28, 2007 | Withdrawn |
| 239452 | 2nd Loan: Refi Business Expenses | B | $15,000 @ 17% | Nov 28, 2007 | Withdrawn |
| 241622 | 2nd Loan: Refi Business Expenses | B | $15,000 @ 17% | Dec 01, 2007 | Expired |
| 248797 | Consolidating Servers | B | $15,000 @ 17% | Dec 11, 2007 | Withdrawn |
| 248834 | Consolidating Servers | B | $15,000 @ 17% | Dec 11, 2007 | Expired |
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