*LOOK AT ME* IT'S FINALLY TIME!!
| Listing Information | |||
|---|---|---|---|
| Amount: | $4,500.00 | Status: | Loan created |
| Grade: | D | DTI: | 38% |
| Lender Rate: | 24% | Borrower: | indebted_2_U |
| Finished | State: | WA | |
| Funded: | 100% | Group: | Small Business & Self Employed |
| Loan Information | |||||
|---|---|---|---|---|---|
| Loan Status: | Current | Origination Date: | 2007-12-11 | EricsCC ROI: | 20% |
| Status History | |
|---|---|
| Dec 08, 2007 | Current |
|
Purpose of loan: I am getting ready to buy the espresso stand that I have worked at for 3.5 years. In order to do so I am teaming up with a consulting company called Beyond Breakeven, Inc. who has decided to accept my project. They are a full service company that will be setting up my company structure, preparing my business plan and marketing plan, and pursuing funding based on an appropriate loan package put together for me and my business. They are so confident in my project that they have allowed me to start this process while I secure my pymt to them. I will be needing 100% funding for my project with the help of some owner carry contract and that is why it is so critical to make sure my ground work is thorough. The cost of these services are $5000. My financial situation: I have been working very hard this last year to rebuild my credit as you can see I have jumped 2 levels in the last six mos! I am a very hard worker, working anywhere from 80-90 hrs/wk. I LOVE my coffee shop, I love coffee, I love my customers and am very excited to finally own my own business. Next month my '95 honda will be paid off so this loan will not be a burden or change on my financial situation at all. Monthly net income: $ 2500 (I make tips & that's not reflected in my annual cause I can't prove it) Monthly expenses: Housing: $ 415 Insurance: $ 65 Car expenses: $ 183 **LAST PYMT IN DEC!! Utilities: $ 35 Phone, cable, internet: $ 175 Food, entertainment: $ 200 Clothing, household expenses $ 0 (I work all day everyday so not necessary) Credit cards and other loans: $ 200 Prosper Loan #1: $ 68 Prosper Loan #2: $ 175 After Dec my Mo Expenses are $1333 WITH the 2nd Prosper Loan already figured in. Thank you so much for taking the time to read my listing and fund me in any way possible, I make tips so I know how every little bit can add up. Thanks again and have a very Merry Christmas!! |
| Borrower's Other Listings | |||||
|---|---|---|---|---|---|
| 125055 | Rebuilding Credit for Future Small Business Loan | HR | $3,000 @ 17% | Apr 17, 2007 | Withdrawn |
| 125378 | Repairing Credit for Future Small Business Loan | HR | $3,000 @ 15% | Apr 18, 2007 | Withdrawn |
| 128089 | *LOOK AT ME**RE-LIST* Rebuilding Credit | HR | $1,750 @ 21% | Apr 24, 2007 | Loan created |
| 240351 | THE TIME HAS COME TO BUY MY BUSINESS!! | D | $5,500 @ 24% | Nov 29, 2007 | Withdrawn |
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