p2p lending at lending club
Seeking to Consolidate Low Limit, High Interest Credit Cards

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Listing Information
Amount: $5,000.00 Status: Loan created
Grade: B DTI: 11%
Lender Rate: 11% Borrower: JJben19
Time Left: Finished State: WA
Funded: 100% Group: 435 Supporting Lenders - Get FUNDED @ LOWER % than ANY group
Loan Information
Loan Status: Current Origination Date: 2006-07-20 EricsCC ROI: 7%
Status History
Aug 02, 2006 Current
-Potential Prosper Investors-
Hello, my name is James [LAST NAME DELETED] and I am looking to consolidate three, low limit, high interest credit cards totaling $5,000 with an average interest rate of roughly 22%.  I am obviously looking to save some cash by reducing my rate while anticipating the convenience of a single monthly payment.  Another goal of mine is to promote the Prosper community by assisting individual investors. I would greatly prefer for the interest and profits from my loan to go towards individual Prosper lenders as opposed to the VISA corporation. I am currently a senior at Western Washington University, already working full time in my career field of study, thus loan repayment is not and will not ever be a problem. The reason for my B credit rating is that I am relatively young and have had minimal opportunities to build credit. This is an opportunity to do just that.  I would like to thank all Prosper lenders for their interest and consideration, god bless.
             ~James [LAST NAME DELETED]
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