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Preferred Prosper Member & No DQs - 2nd Loan Needed!

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Listing Information
Amount: $10,500.00 Status: Withdrawn
Grade: E DTI: 58%
Lender Rate: 33% Borrower: Jtedgar
Time Left: Finished State: UT
Funded: 3% Group: (No Group)
Purpose of loan:
I am a MBA student who has experienced some financial ?bumps? over the past few months, which required me to take out a little over $10,000 in loans to pay for my classes.  I have tried to take out private student loans but they require a perfect credit rating.  Please note that I am a person that is passionate towards meeting and exceeding my educational, professional, and financial goals.  Professionally, I work as a grocery procurement manager for a national grocer, and I have been employed by the same company for almost 6 and 1/2 years - and I have learned that in order to be succeessful you must be determined in all that you do.  I just wish I learned this concept in my early twenties!

FYI > I currently have a Prosper Loan that is active and in good standing for the past year, whereas if you look at my history, you'll see that I have never missed a payment.  In fact, my payments are auto-paid from by bank account which is a major convenience, and I plan to do the same with this loan. 

My financial situation:
Below is my current financial situation.  I have $10,256 worth of credit card and other loans and I really need to consolidate them.  It's my goal to have a lump sum balance that I can pay each month, and to completely pay off this loan in less than 3 years.
 
Can you help me cut up my credit cards for good?

Monthly net income: $ 2,471

Monthly expenses: $ 1,663  
Housing: $ 305    
Insurance: $ 98  
Car expenses: $ 500  
Utilities: $ 45  
Phone, cable, internet: $ 97  
Food, entertainment: $ 170  
Clothing, household expenses $ 50  
Prosper Loan # 1: $ 398 
Credit cards and other loans: $ 0  (If this loan is funds within 10 days)

Remaining Balance: $ 800 - To pay off 2nd Prosper Loan.

This is a great opportunity, and I hope to gain your blessing and support. Let me know you have any questions. Thank you, 
Borrower's Other Listings
56546 Loan Consolidation E $8,500 @ 22% Nov 02, 2006 Withdrawn
57094 Kill the Bill - Debt Consolidation E $9,500 @ 29% Nov 04, 2006 Loan created
238822 Great Investment - Cosolidating Proper Loan # 1 E $17,500 @ 35% Nov 27, 2007 Withdrawn
238859 Great Investment Going Fast - Consolidating Prosper Loan # 1 E $17,500 @ 35% Nov 28, 2007 Withdrawn
239699 Kill the Bill 2 - Debt Consolidation E $10,500 @ 30% Nov 28, 2007 Withdrawn
245317 Please help me Kill my High Interest Payday Loan! Great Opp E $3,000 @ 33% Dec 06, 2007 Loan created

 

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