Consolidating auto and personal loans at lower rate
| Listing Information | |||
|---|---|---|---|
| Amount: | $10,710.00 | Status: | Loan created |
| Grade: | A | DTI: | 47% |
| Lender Rate: | 14% | Borrower: | JohnnyRed |
| Finished | State: | IN | |
| Funded: | 100% | Group: | (No Group) |
| Loan Information | |||||
|---|---|---|---|---|---|
| Loan Status: | Current | Origination Date: | 2007-12-13 | EricsCC ROI: | 12% |
| Status History | |
|---|---|
| Dec 13, 2007 | Current |
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Purpose of loan: This loan will be used to consolidate my auto loan and a high-rate personal loan I took out a couple years ago. My financial situation: I have a solid work history and am very dependable. I am rarely late paying off my bills, and don't plan on being deliquent now. I bought my house almost three years ago, but kept spending like I was still living with family, charging credit cards if I didn't have the cash. I didn't realize how bad my situation had gotten until this summer when I refinanced my house. I saw what I'd done, and am now working towards eliminating my debts. I read about this site in the paper one day, and hope other people can help me now that I've realized my past mistakes. The budget below represents if I get the full amount. I have a roommate who helps pay for utilities and mortgage. Monthly net income: $ 1600 Monthly expenses: $ 1600 Housing: $ 350 Car expenses (insurance, gas): $ 200 Utilities: $ 100 Phone, cable, internet: $ 120 Credit cards and other loans: $ 300 Prosper.com: $ 380 Other expenses: $ 150 |
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