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2nd Loan - Additional Camera Equipment

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Listing Information
Amount: $4,000.00 Status: Withdrawn
Grade: HR DTI: 0%
Lender Rate: 30% Borrower: Cinematographer
Time Left: Finished State: CA
Funded: 16% Group: (No Group)
I have been a professional Cinematographer for 17 years. The majority of my work is as a 2nd Unit Director of Photography and/or "B" Camera Operator. The purpose of this listing is to secure financing for the purchase of additional accessories for an ARRIFLEX 235 CAMERA PACKAGE. There is no negative information on my credit report. My Fico score and Prosper rating are lower than they would normally be (usually low 700?s) due to my futile loan applications in the last year to secure more traditional financing for the equipment purchase related to my first Prosper loan . I am also showing a high percentage of revolving credit on my reports even though my accounts are currently paid in full. Due to the nature of my work, I typically max out then pay off my revolving credit lines 3 to 5 times per year. Therefore, I constantly show a high debt ratio on my credit reports. I would rather go through Prosper than use a credit card or bank. My current cash flow will easily allow repayment of this loan. If you have any questions, please feel free to send me a message. I withdrew my previous successful listing because Prosper required additional documentation from me. I supplied them the exact info as my first loan. I am extremely busy right now on a Feature film and do not have time for the additional vetting process, therefore I am re-listing this without income verification. I estimate my 2007 adjusted gross income will be at least 15% higher than last year. Thanks again for your consideration.
Borrower's Other Listings
101967 Camera Equipment Purchase E $25,000 @ 29% Feb 20, 2007 Withdrawn
104869 Camera Equipment Purchase E $25,000 @ 24% Feb 28, 2007 Loan created
230275 2nd Loan - Additional Camera Equipment HR $3,000 @ 27% Nov 11, 2007 Withdrawn
230378 2nd Loan - Additional Camera Equipment HR $3,000 @ 30% Nov 12, 2007 Withdrawn
247537 2nd Loan - Additional Camera Equipment HR $3,500 @ 35% Dec 09, 2007 Loan created

 

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