Pay off wedding credit cards!
| Listing Information | |||
|---|---|---|---|
| Amount: | $8,000.00 | Status: | Withdrawn |
| Grade: | D | DTI: | 24% |
| Lender Rate: | 25% | Borrower: | wt1122 |
| Finished | State: | AL | |
| Funded: | 4% | Group: | (No Group) |
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Purpose of loan: My husband and I married in October, and merging our lives meant merging our debt. We have decided to start rebuilding credit by obtaining a loan at a lower interest rate and paying off the small, very high interest credit cards that we used for our wedding and honeymoon. My financial situation: My credit score is shown as D, but I have never been late on a payment because they are all automatically withdrawn. The credit cards we used for our wedding and honeymoon were all in my name so this has affected my income/debt ratio and my credit score. We are homeowners and parents, and we are looking forward to becoming debt-free through the help of Prosper. Monthly net income: $4500 Monthly expenses: $ Housing: $1050 Insurance: $150 (house plus cars) Car expenses: $600 Utilities: $100 Phone, cable, internet: $300 Food, entertainment: $200 Clothing, household expenses $100 Credit cards and other loans: $1000 (reduced to less than $500/month paid off through Prosper) Other expenses: $530 for daycare |
| Borrower's Other Listings | |||||
|---|---|---|---|---|---|
| 213817 | Unexpected home repairs and honeymoon to Italy | C | $2,500 @ 18% | Oct 10, 2007 | Cancelled |
| 218181 | Home Renovations | C | $10,000 @ 19% | Oct 19, 2007 | Withdrawn |
| 218285 | Unexpected Home Repairs and Honeymoon to Italy | C | $5,000 @ 15% | Oct 19, 2007 | Withdrawn |
| 218288 | Unexpected Home Repairs and Honeymoon to Italy | C | $2,500 @ 16% | Oct 19, 2007 | Loan created |
| 236046 | Credit Overhaul and Reinvest in Prosper | D | $20,000 @ 20% | Nov 22, 2007 | Withdrawn |
| 236049 | Credit Overhaul and Reinvest in Prosper | D | $20,000 @ 20% | Nov 22, 2007 | Withdrawn |
| 236392 | Credit Overhaul and Reinvest in Prosper | D | $20,000 @ 25% | Nov 23, 2007 | Withdrawn |
| 238359 | Credit Overhaul and Reinvest in Prosper | D | $20,000 @ 30% | Nov 27, 2007 | Withdrawn |
| 239379 | Rebuilding Credit | D | $10,000 @ 35% | Nov 28, 2007 | Withdrawn |
| 242783 | Jump-start Debt Payoff | D | $2,500 @ 22% | Dec 03, 2007 | Withdrawn |
| 242999 | Please help me pay off CashCall.com! | D | $7,500 @ 25% | Dec 03, 2007 | Withdrawn |
| 243967 | Consolidate High-Interest | D | $2,500 @ 25% | Dec 04, 2007 | Loan created |
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