p2p lending at lending club
Help Pay off loan & Medical Bills

Click Here to view this listing on Prosper
Listing Information
Amount: $5,377.00 Status: Withdrawn
Grade: D DTI: 0%
Lender Rate: 31% Borrower: milrtyme
Time Left: Finished State: AL
Funded: 0% Group: Large Money Loans for AA,A,B,C & D Credits
Hello. I am a stay at home mom of two wonderful children. I have a two year associate degree and I am a full time college student. I am a junior in college and when I graduate in a year I will have a major in History and a minor in Education. I plan to get a job teaching middle/high school history and work towards my Masters degree after that. I would first like to help my husband finish his degree in Criminal Justice before working towards my masters. My husband is a police officer and is very close to having his two year degree in Criminal Justice and he wants to continue on to get his four year degree.  He has a dangerous job and I worry about him, but I am very proud of him for wanting to help make where we live a better place.  My husband is the only one who works and he wanted me to be able to stay at home for our children and to finish school. Our children are on the honor roll, and both play sports. I am very involved in helping their teachers with anything from organizing parties to cutting out things for projects they do. We are involved in our community, the school, and church and try to help anyway we can.

The purpose for this loan to payoff my first prosper loan and to payoff some medical bills The total amount of the loan I am requesting is $5377.67. The prosper loan I would like to pay off is $3377.67. I also have a $500 dental bill from my son and myself having some work done and a hospital bill of $1500 from a surgery I had. This was the remainder that I owe from what the insurance didn't cover. I will be able to pay on this with my income taxes and hopefully have the remainder paid off at the end of next year. The first prosper loan was to help pay off a credit card which I did, however I did have to use my credit card again to pay for my tuition and books at school for a couple of semesters because my there were some problems with the financial aid. I hated to do that, but I am trying so hard to get through so that I can help relieve some of the burdons off my husband. My family means everything to me and

My husband brings home $2069 and is expecting a 3.5% raise in January. Here is a list of our household expenses each month:

Housing: $ 545  
Car expenses: $ 120  
Utilities: $ 160  
Phone, cable, internet: $ 100 
 Food, Entertainment, etc. $ 300  
Credit cards and other loans: $ 460

Left over:$384


According to my credit report I have one deliquent account. That is not true. ALL of my bills are current. I have raised my FICO score from a E to a D and I want to continue to raise it. The problem was that one of the credit cards (First Consumers National Bank) never reported to the bureau that I paid it in full so it still shows active. I have called the company and they show that it was paid in full. I paid it off over two years ago and they are correcting the error. I have called them several times because it still shows this and they have told me they will get this correct this.
Borrower's Other Listings
57609 help to consolidate credit cards E $9,281 @ 21% Nov 06, 2006 Withdrawn
59736 second change E $9,281 @ 22% Nov 11, 2006 Expired
64108 second chance E $9,281 @ 22% Nov 20, 2006 Withdrawn
67466 consolidate credit cards E $9,281 @ 22% Nov 28, 2006 Expired
73477 Personal Touch (pay off credit card) E $4,326 @ 23% Dec 12, 2006 Expired
78151 Re-List to pay off credit card E $4,326 @ 17% Dec 27, 2006 Loan created
232438 Help Pay Medical Bills D $2,000 @ 29% Nov 15, 2007 Withdrawn
232484 Re-List to Help Pay Medical Bills D $2,000 @ 29% Nov 15, 2007 Withdrawn
232886 Re-List to Help Pay Medical Bills D $2,000 @ 29% Nov 16, 2007 Expired
237603 Re-List Consolidate D $5,378 @ 31% Nov 26, 2007 Withdrawn

 

Discussion For This Listing

No Comments Found For This Listing

Post A Comment
You must be logged in to post comments on listings. Not yet a member? register here