Paying of Credit Card debts from College
| Listing Information | |||
|---|---|---|---|
| Amount: | $7,000.00 | Status: | Expired |
| Grade: | HR | DTI: | 35% |
| Lender Rate: | 35% | Borrower: | meharris25 |
| Finished | State: | AL | |
| Funded: | 0% | Group: | Have Money - Will Bid |
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Purpose of loan: This loan will be used to pay off my first proper loan and pay off old credit cards debts. My financial situation: Hello and thank you for viewing my listing. My financial situation: First of all I would like to say thank you for granting me the first prosper loan. Like I said in my previous post I have some credit issues. I used the first proper loan to rid my self of the payday loans, I did exactly that. Now I have to deal with old credit cards that I found on my credit report. I?m an administrator/educator in Alabama?s second largest school system (During the first loan I was apart of the 3rd largest school system). This new job that I have has raised my salary to an amount that is substantially more than I was being paid during the first proper loan. The raise that I received will guarantee that I will be able to pay back my proper loan. Also this loan will allow me to set up a budget that will allow me to take care of my family properly. Unfortunately, these credit cards are my responsibility and I now need help pay them off. I would use the Prosper Loan to pay off the following: This is my second proper loan so those of you who bid the first time please come back and bid again; believe me I have faith in the prosper program. Thanks in advance Items I would use the proper loan to pay off: 2900- First Prosper Loan 850 - Tribute Credit Card 1 750 - Tribute Credit Card 2 1500 - Macy Card 500-First Premier Bank 600- First Premier Bank 7135 - Total amount of Debt to pay off my current monthly net income is $4900. Here is my monthly budget with the prosper loan in place: 741 - Mortgage 125 - Electricity 60 - Telephone 505 - Car Payment 65. - Insurance 75 - Gas 250 - Other Credit Cards Not paid off with loan 120 - Groceries 100 - recreation 140 - Internet -------------- 2431 - total monthly expenditures As you can see, with just a little help, I have over $2500 left over, not only for my Prosper Payment, but for savings and emergencies so that I never get into this situation again. With this loan I can begin to live a normal life free from the stress caused by old credit cards. I promise that my payment to Prosper will be my top priority each month. In fact, I am going to have Prosper automatically withdraw my payments each month so that everyone, including myself, knows that my payment will be made on time, every time. I?m not about to make a mistake with this opportunity to start rebuilding my credit. As you can see by viewing my old prosper loan you can see that i have never had a late view posted to my account. Thank you again for viewing my listing, and God bless. |
| Borrower's Other Listings | |||||
|---|---|---|---|---|---|
| 125118 | Help getting rid of payday loans and college debts | HR | $6,600 @ 23% | Apr 17, 2007 | Withdrawn |
| 125152 | Help me pay off my payday loans and credit cards | HR | $6,300 @ 28% | Apr 17, 2007 | Withdrawn |
| 126849 | Help repay payday loan and raise credit score | HR | $3,000 @ 28% | Apr 21, 2007 | Expired |
| 133310 | 2nd listing help me pay payday loans and raise credit score | HR | $3,000 @ 28% | May 06, 2007 | Withdrawn |
| 133366 | Help with Payday loans and Credit Score Relisting | HR | $3,000 @ 28% | May 06, 2007 | Expired |
| 137347 | Relisting help me get rid of payday loans and rebuild credit | HR | $2,900 @ 24% | May 14, 2007 | Loan created |
| 238415 | Relisting help me get rid of payday loans and rebuild credit | HR | $7,200 @ 35% | Nov 27, 2007 | Withdrawn |
| 248054 | Paying of Credit Card debts from College | HR | $3,000 @ 35% | Dec 12, 2007 | Expired |
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