p2p lending at lending club
Debt consolidation

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Listing Information
Amount: $20,000.00 Status: Withdrawn
Grade: HR DTI: 33%
Lender Rate: 18% Borrower: BeisbolD
Time Left: Finished State: CA
Funded: 0% Group: (No Group)
Purpose of loan:
Consolidation of high interest credit cards and short term loans. Also to erase some credit blemishes which were caused from a series of medical emergencies a few years back. Once I can accomplish this I will be able to improve my credit score in order to purchase a home by the middle of next year.

My financial situation:
I have relatively few monthly expenses, which will allow me to pay back this loan aggresively. I do not plan on using the duration of the three years. I live rent free with my brother and his daughter, my only contribution to him is the utilities and the cable. I have been gainfully employed over the last 30 months and intend to stay that way. I have made a lot of progress over the last two years in improving my finances, now I just need a little boost to make it over the top!

Monthly net income: $ 4000

Monthly expenses: $
  Housing: $ 0
  Insurance: $ 100
  Car expenses: $ 325
  Utilities: $ 200
  Phone, cable, internet: $ 100
  Food, entertainment: $ 600
  Clothing, household expenses $ 100
  Credit cards and other loans: $ 300
  Other expenses: $ 100
Borrower's Other Listings
241913 I'm sick of Gary Coleman's mug HR $7,500 @ 35% Dec 01, 2007 Expired
260977 Debt reorganization D $5,500 @ 28% Jan 06, 2008 Expired
264149 Debt reorganization D $3,500 @ 31% Jan 12, 2008 Expired
348022 Debt reorganization C $12,500 @ 35% Jun 10, 2008 Expired
352464 Debt reorganization C $8,000 @ 25% Jun 18, 2008 Expired
356966 So close, yet so far! C $8,750 @ 30% Jun 25, 2008 Withdrawn
357003 So close, yet so far! C $8,750 @ 22% Jun 25, 2008 Loan created

 

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