Kill the Bill 2 - Debt Consolidation
| Listing Information | |||
|---|---|---|---|
| Amount: | $10,500.00 | Status: | Withdrawn |
| Grade: | E | DTI: | 57% |
| Lender Rate: | 30% | Borrower: | Jtedgar |
| Finished | State: | UT | |
| Funded: | 0% | Group: | (No Group) |
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Purpose of loan: I am a MBA student who has experienced some financial ?bumps? over the past few months, which required me to take out a little over $10,000 in loans to pay for my classes prior to my finanical ad disbursement, and my expected to graduation date is late 2009. FYI > I currently have a Prosper Loan that is active and in good standing for the past year, whereas if you look at my history, you'll see that I have never missed a payment. In fact, my payments are auto-paid from by bank account which is a major convience. Please note that I am a person that is passionate towards meeting and exeeding my educational, professional, and financial goals. Professionally, I work as a grocery procurement manager for a national grocer, and I have been employed by the same company for almost 6 and 1/2 years - whereas fiscal performance reviews are around the corner - which means a pay raise of 3 to 10%. Below is my current financial situation. As you can see I have rackup another $10,256 worth of credit card bills and I really need you help to consolidate these bills. As of right now I'm paying $566 / Month, and I'm having a difficult time juggling my finances given 10+ accounts. I would like to have a lump sum balance that I can pay each month without the hassle of credit card late fees and meetin due dates. Please help me cut up my credit cards for good! My financial situation Monthly net income: $ 2,471 Monthly expenses: $ 2,221 Housing: $ 305 Insurance: $ 98 Car expenses: $ 492 Utilities: $ 45 Phone, cable, internet: $ 97 Food, entertainment: $ 170 Clothing, household expenses $ 50 Prosper Loan # 1: $ 398 (paid off 11/09) Credit cards and other loans: $ 566 / month to pay off ($10,256.59) Extra Fluff (Savings): $ 250 This is a great investment opportunity, and I hope to gain your blessing and support. Let me know you have any questions. Thank you, |
| Borrower's Other Listings | |||||
|---|---|---|---|---|---|
| 56546 | Loan Consolidation | E | $8,500 @ 22% | Nov 02, 2006 | Withdrawn |
| 57094 | Kill the Bill - Debt Consolidation | E | $9,500 @ 29% | Nov 04, 2006 | Loan created |
| 238822 | Great Investment - Cosolidating Proper Loan # 1 | E | $17,500 @ 35% | Nov 27, 2007 | Withdrawn |
| 238859 | Great Investment Going Fast - Consolidating Prosper Loan # 1 | E | $17,500 @ 35% | Nov 28, 2007 | Withdrawn |
| 240657 | Preferred Prosper Member & No DQs - 2nd Loan Needed! | E | $10,500 @ 33% | Nov 29, 2007 | Withdrawn |
| 245317 | Please help me Kill my High Interest Payday Loan! Great Opp | E | $3,000 @ 33% | Dec 06, 2007 | Loan created |
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