Refinance and Consolidate
| Listing Information | |||
|---|---|---|---|
| Amount: | $4,500.00 | Status: | Loan created |
| Grade: | D | DTI: | 59% |
| Lender Rate: | 19% | Borrower: | Goldman75 |
| Finished | State: | CA | |
| Funded: | 100% | Group: | Jewish people helping Jewish people |
| Loan Information | |||||
|---|---|---|---|---|---|
| Loan Status: | Current | Origination Date: | 2007-12-11 | EricsCC ROI: | 16% |
| Status History | |
|---|---|
| Dec 10, 2007 | Current |
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Purpose of loan: I am asking for this loan to refinance a motorcycle that I bought at a very high interest rate and to pay off a credit card. The payment for my original Prosper loan is $128.93 which I've never been late on this one should be around $50 - 60 more which I can easily afford. The 2 delinquencies I have in the last 7 years were more than 3 years ago and happend when I was moving. I have since then been on time with all of my payments. From the time I've started my first Prosper loan I have gone up 2 credit grades from HR to D. My financial situation: I am very responsible, trustworthy and reliable. I've been with the same employer for 6 years. Monthly net income: $ 2500 Monthly expenses: Housing: $ 500 Insurance: $ 120 Car expenses: $ 520 (payment) $ 200 (gas per month) Utilities: $ 50 Phone, cable, internet: $ 100 Food, entertainment: $ 200 Clothing, household expenses $ 150 Credit cards and other loans: $ 200 Other expenses: $ |
| Borrower's Other Listings | |||||
|---|---|---|---|---|---|
| 67286 | Paying off credit cards | HR | $3,000 @ 19% | Nov 27, 2006 | Withdrawn |
| 71253 | Minor Delinquency's Need to Pay off Card Debt | HR | $3,200 @ 24% | Dec 06, 2006 | Expired |
| 74875 | Minor Delinquecy's Need's to Pay off High Interest Car Loan | E | $3,200 @ 25% | Dec 14, 2006 | Loan created |
| 225106 | Lower Interest Rate / Refinance | D | $4,300 @ 19% | Nov 05, 2007 | Expired |
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