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As you can see I have a E rating. Let me explain this rating. First off we have used Prosper before and our payment history is exceptional. This past year I have made a tremendous investment in the expansion of my business. From inventory to our internal computing infrastructure...I have invested totally in the upgrade. This is why I have above average open accounts. All, by the way, are paid on time - and have been for over 20 years. My previous rating with Prosper was AA. This has temporarily dropped due to the factors above. I have been in a major renovation of my home and I'm now in the final phase - the master bath. All the equipment has been purchased but now I need to fund the final construction. This project entails the demolition of some walls and the addition of major electrical and plumbing. Normally I would handle this through personal cash, unfortunately the need for this construction has coincided with a major business expansion that has tied up discretionary capital. My credit history is stellar, with NO blemishes. If you are a previous Prosper investor with me you know that I never miss a statement period. I look forward to your funding. |
