Please Help! Consolidate Hight Interest Debt
| Listing Information | |||
|---|---|---|---|
| Amount: | $5,000.00 | Status: | Expired |
| Grade: | E | DTI: | 36% |
| Lender Rate: | 26% | Borrower: | cmleavitt5150 |
| Finished | State: | GA | |
| Funded: | 0% | Group: | Computer & IT Professionals |
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About Me: Hello, I recently landed a new job as the IT Manager/ Network Administrator of an Engineer Company. Previously I worked as System Administrator for the Center for Disease Control and Prevention in Atlanta, Georgia. My current job is not as interesting as my previous but the pay is much better. This is will be my 2nd Prosper loan. The reason for this 2nd loan is to continue to lower my interest rates and to widdle away my debt so that I get my life back on track so that I can one day afford to buy a house and start a family. I have several high, high interest rate credit cards with several thousands dollars of debt between them. I have accumulated the debt over the pass ten years. Most of the debt is from me having to support myself on my own due to being layoff at my job, supporting myself through college, and having no one to turn to for help. After I was laid-off from my job I had no choice to go back to school and get a degree because I did not have the necessary job skills go out get any job that I want. Now, I do but now I?m in deep whole and need help getting out. I?m always on time with my payment and have never missed a payment. I?m just not making any headway due to extremely high interest rates. I will be applying most of this loan toward my Citi Personal Loan which has a 30% interest rate and rest of it spread across the rest of credit cards. I have listed my debt to income ratio. I have been living with my parents for last several months and have been living expense free with them. So, the only bills I have are my credit cards and auto expenses. I will have plenty of money to pay back the loan. I'm looking to be rid of these high interest rate debts. Your help is greatly appreciated and I thank you very much. Credit Cards Monthly Payments Mbna $262 Citi Loan $248 Discover $46 GM Card $25 Amex $41 Citi $26 Total $648 1st Prosper Loan $353 All Other Expenses Auto $500 Insurance $205 Gas $80 Total $785 Expense Grand Total: $1786 Monthly Income $3600 Expenses - 1786 +1814 |
| Borrower's Other Listings | |||||
|---|---|---|---|---|---|
| 103407 | Consolidate Credit Cards | C | $4,000 @ 7% | Feb 25, 2007 | Withdrawn |
| 103668 | Cutting High Interest Rate | C | $10,000 @ 14% | Feb 26, 2007 | Withdrawn |
| 104289 | Need your help for fresh start. | C | $19,000 @ 17% | Feb 27, 2007 | Expired |
| 107061 | Consolidate high interest credit cards | C | $10,000 @ 17% | Mar 05, 2007 | Expired |
| 110194 | Please Help! Consolidate Hight Interest Debt | C | $10,000 @ 16% | Mar 12, 2007 | Loan created |
| 229940 | Please Help! Consolidate Hight Interest Debt | E | $10,000 @ 20% | Nov 11, 2007 | Withdrawn |
| 232754 | Please Help! Consolidate Hight Interest Debt | E | $10,000 @ 20% | Nov 16, 2007 | Expired |
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