p2p lending at lending club
Relist: Income Tax Bill

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Listing Information
Amount: $9,000.00 Status: Loan created
Grade: C DTI: 9%
Lender Rate: 16% Borrower: InvestAtlanta06
Time Left: Finished State: GA
Funded: 100% Group: UtopiaLoans.com - Now Over $1 Million in Closed Loans!!
Loan Information
Loan Status: Paid Origination Date: 2006-07-21 EricsCC ROI: 16%
Status History
Aug 02, 2006 Current
Oct 11, 2007 Payoff in progress
Oct 16, 2007 Paid
Relisted at higher interest rate!
The loan will be used to pay my income tax differential (due to a Salary Bonus received in 2005) and to pay off a higher interest credit card balance. I do not anticipate any problem paying back this loan and I expect to pay off this loan in advance of the 3-year term.
I am an Engineering Supervisor/Manager by profession, employed by GE Energy since 2000. My annual income is over $115,000 and my Debt to Income Ratio is less than 10%. Additionally, my hard assets include $35k in my 401k and a paid-off 1996 Corvette. Screen shots of my pay stub and 401k account balance are attached.
I have a "C" credit rating due to unresolved credit card accounts from divorce settlement. These accounts were assigned to my ex-spouse as part of our divorce settlement in 2001, however, my ex-spouse subsequently declared bankruptcy. I have maintained perfect credit since 2001.
Borrower's Other Listings
22695 Settle Tax Assesment C $9,000 @ 15% Jul 03, 2006 Withdrawn
22699 Settle Tax Assesment C $9,000 @ 16% Jul 03, 2006 Withdrawn
22737 Income Tax Bill C $8,000 @ 17% Jul 03, 2006 Withdrawn
263687 Consolidating credit B $12,500 @ 35% Jan 11, 2008 Withdrawn
264126 Relisting, down from $12,500 - paying off credit cards B $9,500 @ 16% Jan 12, 2008 Loan created

 

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