PLEASE HELP ME PLEASE!!!
| Listing Information | |||
|---|---|---|---|
| Amount: | $2,500.00 | Status: | Loan created |
| Grade: | HR | DTI: | 8% |
| Lender Rate: | 34% | Borrower: | meanie222 |
| Finished | State: | AL | |
| Funded: | 100% | Group: | FinancialAssistanceNetwork |
| Loan Information | |||||
|---|---|---|---|---|---|
| Loan Status: | Current | Origination Date: | 2007-11-30 | EricsCC ROI: | 29% |
| Status History | |
|---|---|
| Nov 30, 2007 | Current |
| I want to thank everyone that has been kind enough to bid on my loan previously. Unfortunately I only had 16% of the bids to fund a loan at that time. I know that when you look at my credit rating that I am considered a high risk. I wish I knew the right words to say, to let you know that I PROMISE to pay this bill on time every month & will NEVER be late on it. If you will look I previously have a loan with Prosper & I have not been late with it. It is debited from my account every single month & every single month the money has been there to cover it. This would be the same way with the new Prosper Loan. I know that you feel like you are taking a high risk by lending me this money, but it will be put too good use. Yes, I do not have the best of credit. MY goal for the past year has been to work on it & it is my goal to continue to do so. This loan will go to pay off debts on my credit report, so that I can continue to work on rebuilding my credit. Before I got married several years ago I had perfect credit. It has been my goal to rebuild my credit every since then & I am still working at that goal. I am embarrassed my credit score & I don't mind admitting that. I am just a normal hard working girl. The last loan of $2000. I used to help pay off a couple of credit cards & to pay on some things that were on my credit report. Unfortunatley, it was not enough to pay everything I wanted to pay. I have taking a journal & I have written down every pay period I have for the next year. In that journal I have written down under the correct date what bill needs to come out of that specific pay period. I will be keeping that journal with me everywhere I go and will be going by it each pay period. May and October I will have 3 pay periods instead of one, on those extra pay periods I plan on paying ahead on some bills. My average bills for a month (including this loan if I am funded) is $1125 (this includes groceries & gas) my average pay every month averages out to be $1760. I also sell Home Interior on the side & I sell Avon on the side, with those two I usually average anywhere from $200 - $400 a month extra. All of which will go toward any debts I owe. I also plan on returning to school winter quarter. My job will pay for me to go to school, including books, and mileage. I intend to use that milleage to pay on bill also. The milleage averages out to be between $500 & $600 and I recieve that at the end of every semester I attend. Please I am begging you to fund my loan. I promise you will not regret it. I am a very hard working girl who got behind at one point & is just trying to get her life back in order and get her credit straight again. Please Please Please if you can help me you have no idea how much it will mean to me. You have no idea how grateful I will be to you for now on. I have faith in myself that I can do this, all i ask is that you have faith in me. I haven't given up because I really believe my loan can be funded. THANK YOU ALL AND GOD BLESS EACH AND EVERY ONE OF YOU!!!! |
| Borrower's Other Listings | |||||
|---|---|---|---|---|---|
| 73378 | Paying of Builds to Rebuild Credit | HR | $4,000 @ 15% | Dec 11, 2006 | Withdrawn |
| 73549 | Please Help Me Get Back On Track | HR | $4,500 @ 24% | Dec 12, 2006 | Withdrawn |
| 74865 | Please Help Me | HR | $4,300 @ 28% | Dec 15, 2006 | Expired |
| 76454 | Hard Worker Needs Help With Credit | HR | $3,500 @ 29% | Dec 20, 2006 | Expired |
| 78456 | Please Help Me Get My Credit Back On Track | HR | $2,000 @ 29% | Dec 27, 2006 | Loan created |
| 227101 | Please Help Me Get My Credit Back On Track | HR | $5,300 @ 20% | Nov 06, 2007 | Withdrawn |
| 227157 | Please Help Me Get My Credit Back On Track | HR | $5,600 @ 19% | Nov 06, 2007 | Withdrawn |
| 227415 | Please Help Me Get My Credit Back On Track | HR | $4,800 @ 28% | Nov 06, 2007 | Withdrawn |
| 229142 | Please Help Me Get My Credit Back On Track | HR | $13,300 @ 29% | Nov 09, 2007 | Withdrawn |
| 229334 | Please Help Me Get My Credit Back On Track | HR | $10,350 @ 35% | Nov 09, 2007 | Withdrawn |
| 229393 | Please Help Me! I Won't Let You Down! | HR | $9,000 @ 28% | Nov 09, 2007 | Withdrawn |
| 229514 | Please Help Me! I Won't Let You Down! | HR | $8,750 @ 34% | Nov 10, 2007 | Withdrawn |
| 229924 | Please Help Me! I Won't Let You Down! | HR | $7,650 @ 35% | Nov 11, 2007 | Withdrawn |
| 231031 | I Need Your Help PLEASE!!!! | HR | $6,200 @ 35% | Nov 13, 2007 | Expired |
| 232814 | PLEASE HELP ME GET BACK ON TRACK!!! | HR | $5,000 @ 35% | Nov 16, 2007 | Withdrawn |
| 233622 | PLEASE HELP ME GET BACK ON TRACK!!! | HR | $4,800 @ 35% | Nov 18, 2007 | Withdrawn |
| 235505 | PLEASE HAVE FAITH IN ME!!! | HR | $4,096 @ 35% | Nov 21, 2007 | Withdrawn |
| 235890 | PLEASE HAVE FAITH IN ME!!! | HR | $3,050 @ 33% | Nov 22, 2007 | Expired |
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