consolidate personal & buisiness credit/ buffer for winter

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Listing Information
Amount: $25,000.00 Status: Loan created
Grade: C DTI: 44%
Lender Rate: 24% Borrower: hardworkingcontractor
Time Left: Finished State: CA
Funded: 100% Group: (No Group)
Loan Information
Loan Status: 3 months late Origination Date: 2007-12-10 EricsCC ROI: -72%
Status History
Dec 08, 2007 Current
Apr 25, 2008 Late
May 11, 2008 1 month late
Jun 11, 2008 2 months late
Jul 11, 2008 3 months late
Purpose of loan:    I have com. revolving acc.-------1- is $1553.00 / month  & --1-is $1600.00/month I want to lower these bills & consoldate my personal credit-------lower monthly payments-save good credit--need this buffer threw winter  hard working contractor,[always pays on time]never had a delinquent account-----I have a very consistent,well established buisness  we do it all I'm lic. for electrical,plumbing heat & air -etc.---all
My financial situation: have 2-contracts ---1--$450,000.00 --won't start untill spring ---building permits,septic,well etc.

Monthly net income: $ 5800.00 -7000.00

Monthly expenses: $
  Housing: $500.00 rent  Insurance: $ 116
  Car expenses: $ 400
  Utilities: $ 450  Phone, cable, internet: $ 165
  Food, entertainment: $ 200
  Clothing, household expenses $
  Credit cards and other loans: $ 3700
  Other expenses: $ 185-storage
Borrower's Other Listings
218911 small buisness C $25,000 @ 21% Oct 21, 2007 Expired
222472 consolidate credit/small buisness C $25,000 @ 23% Oct 28, 2007 Withdrawn
227748 consolidate credit/small buisness C $25,000 @ 24% Nov 07, 2007 Expired
233297 consolidate credit/small buisness C $25,000 @ 24% Nov 17, 2007 Withdrawn

 

Discussion For This Listing
Wed, April 30, 2008
Bankruptcy after 20 days late?!?! Sounds like friggin fraud to me! Rot in Hell HardWorkContractor!
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