p2p lending at lending club
To pay off current credit card debt and dream vacation.

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Listing Information
Amount: $10,000.00 Status: Expired
Grade: C DTI: 21%
Lender Rate: 14% Borrower: Crod21
Time Left: Finished State: NJ
Funded: 0% Group: (No Group)
 Hello, I am back.  I currently have a Prosper loan and have never missed a payment.  Let me start by saying that this system is the best out there.  Prosper has made me realize that we do not need to fall in the trap of credit card companies taking advantage of the hard working. Let's re-pay the hard working.  I am a hard working family man with the vision of providing the best financial situation for my family.  With this loan, I will eliminate the collection of interest of credit cards and have the funds available to take my family on a dream Disney vacation for Christmas.  Below you will find my monthly debt and my monthly salary.  Please bid on this loan, and I will guarantee payment, and that my Prosper friends is my word.My current net is
$4800.00

Rent                             $1,180.00
Car Insurance                $140.00
Prosper                         $135.00
Food                             $400.00
Car payment                  $481.00
Utilities                         $450.00
Credit Card Debt            $250.00(Debt will be paid off)

Total                             $3036.00

After loan being funded
Rent                             $1,180.00
Car Insurance                $140.00
Prosper                         $135.00
Prosper                         $400.00
Food                             $400.00
Utilities                         $450.00
Car Payment                 $481.00
Total                             $3186.00  

Net remaining of $1614.00.  This clearly indicates that I am able to afford to pay this loan off, as I have demonstrated with my current loan.  
Borrower's Other Listings
107560 To pay off a high interest loan amount C $3,000 @ 10% Mar 06, 2007 Expired
109816 To pay off a high interest loan C $4,000 @ 13% Mar 12, 2007 Loan created
228983 To consolidate credit card debt C $10,000 @ 14% Nov 09, 2007 Withdrawn
231021 To consolidate credit card debt and repay Prosper C $15,000 @ 14% Nov 13, 2007 Expired
234236 To consolidate credit card debt and repay Prosper C $10,000 @ 14% Nov 19, 2007 Withdrawn
307142 Reduce debt and Install Fence in the backyard C $9,500 @ 13% Apr 10, 2008 Expired
369489 Install Fence C $15,000 @ 35% Aug 19, 2008 Loan created

 

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