Total credit card consolidation
| Listing Information | |||
|---|---|---|---|
| Amount: | $25,000.00 | Status: | Loan created |
| Grade: | C | DTI: | 25% |
| Lender Rate: | 19% | Borrower: | consolidate_all |
| Finished | State: | CA | |
| Funded: | 100% | Group: | (No Group) |
| Loan Information | |||||
|---|---|---|---|---|---|
| Loan Status: | Current | Origination Date: | 2007-11-30 | EricsCC ROI: | 16% |
| Status History | |
|---|---|
| Nov 30, 2007 | Current |
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Purpose of loan: I am paying off all of my debt in the next 3 years. Other than my revolving debt. I'm in good financial health. My friend turned me on to prosper when I mentioned this situation. Please help me pay off my debt! Thank you! My financial situation: I've owned my home for over 3 years now, I've never been late on one payment. I have used my credit cards for a deposit on the house a few years ago. Then again in a down payment on my 2004 RX8. I then payed off the car completely ( bluebook valued at $18,000 ). I've never missed a house payment, I have positive equity in my house. I also have an IRA worth 60k, but I don't want to touch that if I don't have to. I work 3 miles from home, at a successful startup. I have never been unemployed. Monthly net income after taxes: $ 6,200.00 Monthly expenses: $ Housing: $ 3700.00 Insurance: $ ( covered by HOA in housing ) Car expenses: $ 400, gas and insurance ( car is payed off ) Utilities: $ 100 Phone, cable, internet: $ 58 ( I only do internet, no tv, and work pays for cell phone ) Food, entertainment: $ 500 ( groceries and movies ) Clothing, household expenses $ 300 Credit cards and other loans: $ 700 |
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