Relist: 1st Loan paid on time-2nd for Business & Debt-No DLQ
| Listing Information | |||
|---|---|---|---|
| Amount: | $4,500.00 | Status: | Loan created |
| Grade: | D | DTI: | 42% |
| Lender Rate: | 24% | Borrower: | Darltk |
| Finished | State: | MI | |
| Funded: | 100% | Group: | Doc's Credit Community Join Now! |
| Loan Information | |||||
|---|---|---|---|---|---|
| Loan Status: | 4+ months late | Origination Date: | 2007-11-28 | EricsCC ROI: | -54% |
| Status History | |
|---|---|
| Nov 28, 2007 | Current |
| Jul 13, 2008 | Late |
| Jul 29, 2008 | 1 month late |
| Aug 30, 2008 | 2 months late |
| Sep 29, 2008 | 3 months late |
| Oct 29, 2008 | 4+ months late |
|
I am a professional and an entrepreneur. I have been in the IT profession for over 25 years. I have a Masters degree in Information systems. Purpose of Loan: I am currently attempting to establish a web site for my business. I need extra financing for my business in order to advertise, professionally enhance and promote. I am starting to see a profit from this venture but have run short on cash. Secondly, I wish to pay off some debt to increase future savings and decrease my debt ratio. I also wish to further assist in my daughters college education. She is in her final year. I had a lot of loans while in college and I wish to assist her so that she does not have to accumulate as much debt. I have a loan prior to this one and I have paid on time. I plan on using most of the money towards my business site and will also be able to pay off and consolidate 5 high interest credit cards and loans which currently total $1712.19. Monthly net income: $ 4300 (Spouses income is an additional $4000) Housing: $ 1650 Insurance: $ 250 Car expenses: $ 550 Utilities: $ 200 Phone, cable, internet: $200 Food, entertainment: $200 Clothing, household expenses $ 80 Credit cards and other loans: $ 1200 Other expenses: $ 180 |
| Borrower's Other Listings | |||||
|---|---|---|---|---|---|
| 7776 | Tax Relief | D | $10,000 @ 18% | Apr 25, 2006 | Expired |
| 10677 | Debt Relief and Business Promotion | D | $3,000 @ 12% | May 02, 2006 | Withdrawn |
| 11000 | Debt Relief | D | $3,000 @ 18% | May 03, 2006 | Loan created |
| 226596 | Debt Relief | D | $8,000 @ 24% | Nov 05, 2007 | Withdrawn |
| 227715 | Debt Relief | D | $6,000 @ 24% | Nov 07, 2007 | Withdrawn |
| 227736 | Relist: 2nd Loan for Business Funding & Debt pay off | D | $5,500 @ 24% | Nov 07, 2007 | Withdrawn |
| 230534 | 1st Loan paid on time - Need 2nd for Business & Debt Payoffs | D | $6,000 @ 24% | Nov 12, 2007 | Withdrawn |
|
Discussion For This Listing
|
||
|---|---|---|
|
No Comments Found For This Listing
|