Relist: Pay off high interest rate credit cards
| Listing Information | |||
|---|---|---|---|
| Amount: | $4,620.00 | Status: | Loan created |
| Grade: | B | DTI: | 19% |
| Lender Rate: | 12% | Borrower: | NumberThree |
| Finished | State: | VA | |
| Funded: | 100% | Group: | (No Group) |
| Loan Information | |||||
|---|---|---|---|---|---|
| Loan Status: | Current | Origination Date: | 2006-07-13 | EricsCC ROI: | 7% |
| Status History | |
|---|---|
| Aug 30, 2006 | Current |
|
<span id="ctrlDescription_ctrlDescription_l">Dear Prosper Lenders, This is a relisting. The first listing didn't get fully funded so instead of paying down all my cards, I'm going to try to get funding to pay off the two cards with the highest interest rates. I am also going to try the immediate funding option so that lender's get the best interest rate. As you can see by my credit rating and additional credit history detail, I pay my debts on time. Because Virginia has a 12% cap on interest rates, I am submitting this loan request at the maximum allowed. If funded at the maximum interest rate allowed, I will still get a better overall interest rate than I have on the two cards with high rates. My DTI before this loan request is 17%. Adding this loan to my existing debt caused this listing to have a DTI of 19%, and it should fall back to 17% after I pay off these 2 cards. Thank you for looking at listing and considering my loan request. |
| Borrower's Other Listings | |||||
|---|---|---|---|---|---|
| 22310 | Pay off credit cards | B | $9,700 @ 12% | Jun 29, 2006 | Expired |
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