debt consolidation
| Listing Information | |||
|---|---|---|---|
| Amount: | $12,000.00 | Status: | Loan created |
| Grade: | A | DTI: | 104% |
| Lender Rate: | 17% | Borrower: | dsr706 |
| Finished | State: | GA | |
| Funded: | 100% | Group: | (No Group) |
| Loan Information | |||||
|---|---|---|---|---|---|
| Loan Status: | Current | Origination Date: | 2007-12-03 | EricsCC ROI: | 15% |
| Status History | |
|---|---|
| Nov 30, 2007 | Current |
|
Purpose of loan: to eliminate cards with high interest capital one 21.79%-$2100 chase 29.24%-$5100 lowes 21.99% $1900 sams 22.99% $2200 My financial situation: My wife and I own an electrical business and have been hit hard by the housing market. I also own a new second business which is doing very well. We take home approx. $32,000.00 from the electrical business and I will take home approx. $90,000.00 by the end of 2008 from the second. This loan would give us some breathing room until things pick back up with the electrical business. Also my debt to income is high because only my income is stated and my business accounts have my name on them as a co signer. Monthly net income: $ 6900 Monthly expenses: $ Housing: $ 2551.00 Insurance: $ 250.00 Car expenses: $ 350.00 Utilities: $ 400.00 Phone, cable, internet: $ 120.00 Food, entertainment: $ 500.00 Clothing, household expenses $ 500.00 Credit cards and other loans: $ 1500.00 (prosper loan would replace some of this) Other expenses: $ 500 |
| Borrower's Other Listings | |||||
|---|---|---|---|---|---|
| 216915 | debt consolidation | A | $25,000 @ 17% | Oct 16, 2007 | Withdrawn |
| 218887 | debt consolidation | A | $12,000 @ 14% | Oct 21, 2007 | Expired |
| 222790 | debt consolidation | A | $12,000 @ 15% | Oct 29, 2007 | Cancelled |
| 230659 | debt consolidation | A | $12,000 @ 17% | Nov 12, 2007 | Expired |
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