Longtime Prosper member needs to get rid of debt
| Listing Information | |||
|---|---|---|---|
| Amount: | $7,347.00 | Status: | Loan created |
| Grade: | HR | DTI: | 12% |
| Lender Rate: | 35% | Borrower: | 2nd_Chance_Guy |
| Finished | State: | CA | |
| Funded: | 100% | Group: | HR-Bad Credit BUT Good People! |
| Loan Information | |||||
|---|---|---|---|---|---|
| Loan Status: | Current | Origination Date: | 2007-11-23 | EricsCC ROI: | 31% |
| Status History | |
|---|---|
| Nov 23, 2007 | Current |
|
Hi there: I am trying to fund a third loan on prosper. I have a current one which I am now paying off: http://www.prosper.com/lend/listing.aspx?listingID=105045 I have paid off my first loan on prosper I paid it off earlier than the term and can do the same for the cash I am asking for now. Here's a link to see my payment history: https://www.prosper.com/public/lend/listing.aspx?listingID=114 I need to get rid of the debt incurred from my divorce and medical bills in order to boost my credit rating to purchase a house after the market settles. From my old listing, my past debt was$14,155 and now have managed to shrink it by $7,300. I am now making enough money to not only pay off my current bills, which this and my other Prosper loan will turn into, but this loan will help my pay off the last remaining old balances. You'll find my credit score is a HR. I do beg to differ as my recent score as of 2/15 shows 592 which brings it to a D. See attached screenshot from the Experian site. Know that if my listing is funded, you'll find payments on time and possibly funded early. I have great endorsements so please take a look at them if in doubt of my payment history. Thanks so much for your time and if you have any questions, please let me know. |
| Borrower's Other Listings | |||||
|---|---|---|---|---|---|
| 93 | Starting a new job | E | $2,550 @ 15% | Jan 23, 2006 | Withdrawn |
| 94 | Starting a new job | E | $4,000 @ 15% | Jan 23, 2006 | Withdrawn |
| 97 | Started a new job | E | $5,000 @ 10% | Jan 24, 2006 | Expired |
| 114 | Help Rebuilding My Car! | E | $2,550 @ 12% | Feb 01, 2006 | Loan created |
| 103139 | Need help purchasing a car! | HR | $7,500 @ 26% | Feb 24, 2007 | Withdrawn |
| 105045 | Need help purchasing a car! - REDUX | HR | $6,500 @ 23% | Mar 01, 2007 | Loan created |
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