Pay off credit card and other debt (3rd listing)
| Listing Information | |||
|---|---|---|---|
| Amount: | $10,000.00 | Status: | Loan created |
| Grade: | B | DTI: | 41% |
| Lender Rate: | 20% | Borrower: | jetblackflames |
| Finished | State: | UT | |
| Funded: | 100% | Group: | (No Group) |
| Loan Information | |||||
|---|---|---|---|---|---|
| Loan Status: | Current | Origination Date: | 2007-11-23 | EricsCC ROI: | 17% |
| Status History | |
|---|---|
| Nov 23, 2007 | Current |
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Purpose of loan: I will be using this loan to consolidate debt. The interest rate on our credit cards is much higher than 20%.I would also be using this loan to pay off an existing $4000 debt I have from a couple years ago. My financial situation: I currently live with my boyfriend, he pays our bills, and I help out. I have enough money to pay on the credit cards, we just don't want to pay that much interest. My credit score is 707 i'm not sure why that is listed as being B? We've never defaulted on any loan. Monthly net income: $ 1200 Boyfriends Monthly Income: $1500 My Monthly expenses: $ Housing: $ 0 Insurance: $ 30 Car expenses: $ 100 (gas) Utilities: $ 0 Phone, cable, internet: $ 50 Food, entertainment: $ 100-200 Clothing, household expenses $ 0 Credit cards and other loans: $ 300+ (this is why we would like to consolidate through prosper, because this averages as the minimum payment.) Other expenses: $ 100 (misc) Total: $680-780 Thanks to everyone. |
| Borrower's Other Listings | |||||
|---|---|---|---|---|---|
| 228555 | Pay off credit card debt | B | $8,500 @ 13% | Nov 08, 2007 | Withdrawn |
| 231252 | Pay off credit card and other debt | B | $9,000 @ 15% | Nov 13, 2007 | Withdrawn |
| 393380 | Lower my Prosper Interest Rate, and Consolidate Credit Cards | C | $15,000 @ 12% | Sep 05, 2008 | Expired |
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