Payoff Business Debt & Build Fence 4 Kids "A" Credit No DQs!
| Listing Information | |||
|---|---|---|---|
| Amount: | $23,986.00 | Status: | Loan created |
| Grade: | A | DTI: | 38% |
| Lender Rate: | 14% | Borrower: | matthew1983 |
| Finished | State: | TX | |
| Funded: | 100% | Group: | Future Innovations |
| Loan Information | |||||
|---|---|---|---|---|---|
| Loan Status: | 4+ months late | Origination Date: | 2007-11-28 | EricsCC ROI: | -49% |
| Status History | |
|---|---|
| Nov 27, 2007 | Current |
| Apr 12, 2008 | Late |
| Apr 29, 2008 | 1 month late |
| May 29, 2008 | 2 months late |
| Jun 29, 2008 | 3 months late |
| Jul 29, 2008 | 4+ months late |
|
Hello & thank you for considering my loan request. Currently, I am a Survey Party Chief working with Dietz Engineers based in Richardson, Texas where I have worked for the past 4 years. I work primarily outside surveying commercial property. Its hard work but I am fortunate to have been able to move up in positions. I have been promoted a few times and am working towards a goal of one of the office jobs/ survey manager this year. In June my sister and I started an online business ProsperityFinancial.org which is run by my sister and at this point primarily supports her as it grows. I have invested both money and a lot of time learning the debt consolidation industry in trainings and going to conferences with her so that I can anticipate having a good second income in the future. We both find this field rewarding because of the people who are being helped, much like Prosper.com helps people obtain loans. I am a single dad with two beautiful children; my son is 2-1/2 years old and my daughter is 7 months. We live in the country and my son is old enough now that we find all kinds of adventures to go on from fishing to driving the tractor around. My kids are super important to me and I try to spend whatever free time I have with them. If I am fortunate to be funded through Prosper, the money will be for the consolidation of my high interest credit cards used to assist in the startup of our online business, as well as build a fence around my property in order to keep my two young children and our dog safe from cars passing on the nearby highway. The estimate for construction of the new fence is $1,932. Credit Cards to Payoff: Bank of America $ 18,548 @ 21% Chase $ 2,989 @ 17.99% Chase$ 517 @ 21.9% Total Prosper Loan Requested: $ 23,986 Monthly Net Income: $ 2,800 Monthly Expenses BEFORE PROSPER Loan: $ 2,233 Housing: $596 (my sister pays the other half) Insurance: $0 (covered by job) Tractor: $398 (I have this up for sale and anticipate it sold by January) Utilities: $75 (sister pays half) Phone, cable, internet: $0 (sister pays) Food, entertainment: $ 200 Clothing, household expenses: $ 100 Credit cards: $ 689 (eliminated by Prosper loan) Children?s Insurance $ 175 Monthly Expenses AFTER PROSPER Loan: $ 1,544 As you can see, I will have over $1,256 left with which to pay my Prosper loan. My financial situation is very good with excellent an ?A? credit score. Consolidating my business debt, while also building the fence to protect my children and dog, is a top priority for me. Prosper lenders can rest assured their investment in me is going to be treated in a responsible manner. This loan will be a top priority each month & I am having the payments automatically withdrawn from my bank account. I sincerely promise all my payments will be paid on time & I would never default on this loan. Thank you for your faith me and God Bless. |
| Borrower's Other Listings | |||||
|---|---|---|---|---|---|
| 223352 | Single dad, consolidate debt / build fence | A | $20,000 @ 8% | Oct 30, 2007 | Withdrawn |
| 225373 | Single dad, consolidate debt / build fence | A | $14,000 @ 8% | Nov 03, 2007 | Withdrawn |
| 225506 | Single dad, consolidate debt / build fence | A | $14,000 @ 8% | Nov 03, 2007 | Expired |
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