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Second Loan - Recently married need to pay some debts

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Listing Information
Amount: $2,600.00 Status: Loan created
Grade: HR DTI: 18%
Lender Rate: 33% Borrower: everbel
Time Left: Finished State: CA
Funded: 100% Group: FUTURE FINANCIAL FREEDOM 1
Loan Information
Loan Status: Paid Origination Date: 2007-11-28 EricsCC ROI: 32%
Status History
Nov 27, 2007 Current
Jan 17, 2008 Payoff in progress
Jan 19, 2008 Paid
Purpose of loan: I'm recently married and I had to pay off some expenses with my credit cards.I need a loan to pay them off and have peace of mind again. I got a loan previously with Prosper. I made 3 payments on time and then paid it off. I need a loan to consolidate credit cards and fund my small business.
I am a resposible borrower and I have never made a late payment on a loan. All my accounts are in good standing the only things is that they have high balances. But this loan will help me bring those down. The delinquency shown here is off my report now and it was for some Comcast equipment that was not returned on time. I didn't now about this until it hit my report and it had to do with my relocation.

 My financial situation: I'm employed full time at a CPA firm with  great opportunity for advancement and salary increases.

Monthly net income: $ 4,066.68

Monthly expenses: $   
Housing: $ 900  
Insurance: $ 105  
Car expenses: $ 400  
Utilities: $ 40  
Phone, cable, internet: $ 110  
Food, entertainment: $ 400  
Clothing, household expenses $ 200  
Credit cards and other loans: $ 250 (will paid off with this loan)  
Other expenses: $ 100
Borrower's Other Listings
134581 Consolidating Debts E $5,000 @ 15% May 08, 2007 Withdrawn
134601 Recently Married needing to pay off debts E $5,000 @ 20% May 08, 2007 Withdrawn
135023 Recently Married needing to pay some debts E $5,000 @ 25% May 09, 2007 Withdrawn
135027 Recently married need to pay some debts E $5,000 @ 29% May 09, 2007 Loan created
198806 Recently married need to pay some debts HR $10,000 @ 29% Sep 07, 2007 Withdrawn
199366 Second Loan - Recently married need to pay some debts HR $5,000 @ 29% Sep 08, 2007 Withdrawn
200503 Second Loan - Recently married need to pay some debts HR $2,000 @ 18% Sep 11, 2007 Withdrawn
201668 Second Loan - Recently married need to pay some debts HR $5,000 @ 29% Sep 13, 2007 Withdrawn
225441 Second Loan - Recently married need to pay some debts HR $5,000 @ 29% Nov 03, 2007 Withdrawn
227305 Second Loan - Recently married need to pay some debts HR $4,200 @ 35% Nov 06, 2007 Withdrawn
230555 Second Loan - Recently married need to pay some debts HR $4,200 @ 30% Nov 12, 2007 Withdrawn
230858 Second Loan - Recently married need to pay some debts HR $4,200 @ 35% Nov 12, 2007 Withdrawn
231900 Second Loan - Recently married need to pay some debts HR $2,600 @ 30% Nov 14, 2007 Withdrawn

 

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