p2p lending at lending club
Trying out as a borrower
Homeownership Verified

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Listing Information
Amount: $1,525.00 Status: Withdrawn
Grade: AA DTI: 19%
Lender Rate: 7% Borrower: 688tuff
Time Left: Finished State: FL
Funded: 100% Group: (No Group)
Purpose of loan:
I would like to try Prosper out from the borrower perspective.  I will reinvest most of the money, but will use about a quarter of the loan to get some landscaping completed for my new home.

My financial situation:
Active duty military for 12 years and have at least 8 more to go.  I am currently the pay grade of E-7, but will be an O-1E in a few years.  I have repaid one new car loan and one used car loan off in that time.  I have also repaid a few student loans.  I did not miss a single payment on either car loan or the student loans.  I am currently working on paying off my family's CC debt.  I may return to use prosper for the CC debt if this particular loan works out well.  Please feel free to ask me any questions.

Monthly net income: $ 4487 (myself) $1,211 (my wife)

Monthly expenses: $
  Housing: $ 1477
  Insurance: $ 200
  Car expenses: $ 390
  Utilities: $ 200
  Phone, cable, internet: $ 120
  Food, entertainment: $ 110-200
  Clothing, household expenses $ 150-230
  Credit cards and other loans: $ 16,185 CC @11.99%, New car loan of $15,589 @5.9% which will be repaid in August 2010.
  Other expenses: $ 30 per month-Charity $25.00 veterans club monthly dues
Borrower's Other Listings
233245 Trying out as a borrower-RELIST AA $15,900 @ 10% Nov 17, 2007 Loan created

 

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