p2p lending at lending club
2nd loan - will reinvest some

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Listing Information
Amount: $8,000.00 Status: Expired
Grade: D DTI: 21%
Lender Rate: 15% Borrower: mmaverick
Time Left: Finished State: AZ
Funded: 0% Group: (No Group)
Hello and thank you for viewing my listing.
I have 2 kids and a fiance who is going to school to be a nurse. My first loan was $3300 @15.39% interest with 3 ontime payments and was paid off. I do not know what it is saying is delinquent since I consolidated everything with the last loan and then paid it off.

I would use the Prosper Loan to pay off the following
-Approx $6000 for a second vehicle so I do not have to continue renting or borrowing one every Monday to deal with my work and her school schedule conflict.
-Approx $2000 to move into a cheaper apartment that has a washer and dryer.
-Anything that remains would be reinvested as i am also a lender.

I work a full time job and have been there for 4 years, it is a stable job that i enjoy.
Annual Gross $28260 ($914.60 NET every 14 days)
Here's my monthly budget:
660 -  Current Rent
90 - Electricity
60 - Gas.
400 - Groceries
50 - Recreation
120 - Internet, Phone and Cable
-
$1380 - total monthly expenses

I have over $445 left over each month to be used, for savings and emergencies
I am going to have Prosper automatically withdraw my payments each month.
Thank you again for viewing my listing.
Borrower's Other Listings
108932 debt consolidation, vehicle repair. C $11,000 @ 18% Mar 09, 2007 Expired
114233 vehicle repair and debt consolidation C $9,900 @ 16% Mar 22, 2007 Expired
128903 Debt consolidation - Overextended D $3,250 @ 16% Apr 26, 2007 Withdrawn
131029 Writting 1 check is easier than writing 5! Consolidating! D $3,250 @ 16% May 01, 2007 Withdrawn
132097 Writting 1 check is easier than writing 6! Consolidating! D $3,250 @ 19% May 03, 2007 Expired
136714 Relist - Writting 1 check is easier than writing 6! D $3,300 @ 23% May 13, 2007 Withdrawn
136730 Writting 1 check is easier than 6! D $3,300 @ 15% May 13, 2007 Loan created
222909 2nd loan - Need a 2nd car and moving costs! D $8,000 @ 21% Oct 29, 2007 Withdrawn
224084 Need a 2nd car and moving costs! D $8,000 @ 23% Nov 01, 2007 Withdrawn
228010 Need a 2nd car and moving costs! D $8,000 @ 23% Nov 07, 2007 Withdrawn
242461 2nd loan - will reinvest some E $8,000 @ 15% Dec 02, 2007 Withdrawn
242465 2nd loan - will reinvest some E $8,000 @ 15% Dec 02, 2007 Expired
252514 2nd loan - will reinvest some E $8,000 @ 23% Dec 18, 2007 Withdrawn
256061 2nd loan - will reinvest some E $2,500 @ 15% Dec 29, 2007 Expired
274224 That time of year HR $7,500 @ 23% Jan 31, 2008 Expired
295950 Pay it down HR $7,500 @ 23% Mar 19, 2008 Expired
306527 Pay it down HR $19,013 @ 20% Apr 08, 2008 Withdrawn
314548 Pay it down HR $19,013 @ 29% Apr 20, 2008 Withdrawn
319010 Pay it down HR $19,013 @ 35% Apr 27, 2008 Expired
325589 Pay it down - debt consolidation HR $20,000 @ 35% May 04, 2008 Withdrawn
330104 Second loan wanted - first paid off HR $20,000 @ 35% May 10, 2008 Withdrawn
343927 Second loan wanted - first paid off - consolidate - reinvest HR $11,000 @ 35% Jun 04, 2008 Expired
350249 First loan paid, second wanted. Reinvesting! HR $21,000 @ 29% Jun 16, 2008 Expired
373455 First loan paid, second wanted. Reinvesting! HR $21,000 @ 29% Jul 28, 2008 Expired
377876 First loan paid, second wanted. HR $17,572 @ 29% Aug 05, 2008 Withdrawn
379978 Yes, an HR! Can't hurt to read! HR $17,572 @ 29% Aug 08, 2008 Withdrawn
379992 Yes, an HR! Can't hurt to read! HR $17,572 @ 29% Aug 08, 2008 Withdrawn
381814 Yes, an HR! Can't hurt to read! HR $14,165 @ 29% Aug 12, 2008 Withdrawn
383881 Yes, an HR! Can't hurt to read! HR $14,165 @ 29% Aug 16, 2008 Withdrawn
385381 Testing, testing ... 1 2 3 HR $1,000 @ 29% Aug 19, 2008 Loan created

 

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