p2p lending at lending club
Borrower with good record
Homeownership Verified

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Listing Information
Amount: $2,000.00 Status: Loan created
Grade: AA DTI: 3%
Lender Rate: 7% Borrower: starfish35
Time Left: Finished State: TX
Funded: 100% Group: (No Group)
Loan Information
Loan Status: Current Origination Date: 2007-11-23 EricsCC ROI: 5%
Status History
Nov 23, 2007 Current
Purpose of loan:
Relending at a riskier rate

My financial situation:
I don't really need this loan, but I can leverage a really great interest rate.

Monthly net income: $
$600 spending/investment money ( most of my money goes to my wife to pay the bills, build up emergency savings, and pay extra towards to principle on our house).  I also get monthly payments on existing prosper loans.  Most of this goes to pay my last loan, which is now at about $800. 

If I get over my head, I can just crack opened some bond funds or stocks which are down a little.  I have enough invested in traditional means to easily pay this off.

Monthly expenses: $ 
  
Prosper Loan at $96 month
Netflix $15 month

Thanks for considering me, please check out my current lender performance on Eric's Credit Community.

Unless quite a few on my own loans start going bad, I intend to pay a few months ahead and then pretty much keep this for the
whole three years, not paying it off too far in advance.  If I am not making a profit, I will pay it down quicker until the numbers make sense.
Borrower's Other Listings
41471 Lender trying out Borrowing AA $3,000 @ 8% Sep 22, 2006 Loan created
227655 Lender trying out Borrowing AA $1,000 @ 7% Nov 07, 2007 Withdrawn
378354 Help with move-in expenses A $1,500 @ 8% Aug 05, 2008 Expired

 

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