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Andrew Wants A Home

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Listing Information
Amount: $14,000.00 Status: Loan created
Grade: B DTI: 21%
Lender Rate: 18% Borrower: AndrewsMom61
Time Left: Finished State: WA
Funded: 100% Group: (No Group)
Loan Information
Loan Status: Current Origination Date: 2007-11-20 EricsCC ROI: 15%
Status History
Nov 23, 2007 Current
Purpose of loan:
Andrew (my 10 year old son) constantly asks me when we are going to have our own home and not live in an apartment.  We had to move away from our beautiful home almost 4 years ago because of a divorce and even though he and I  have recovered emotionally  and financially from such a traumatic experience I need to consolidate my debt in order to save for the down payment. 


My financial situation:
I have an excellent monthly income stream and I'm hardworking, honest and responsible.  I have been in the same industry for 20 years and have a very solid reputation.

Monthly net income: $6,000

Monthly expenses: $3,806.00
  Housing: $1590.00
  Insurance: $100.00
  Car expenses: $380.00 
  Utilities: $36.00
  Phone, cable, internet: $100.00
  Food, entertainment: $400.00
  Clothing, household expenses $150.00
  Credit cards and other loans: $750.00
  Other expenses: $300.00
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