Engaged Homeowner/Never Late/No Risk
| Listing Information | |||
|---|---|---|---|
| Amount: | $17,000.00 | Status: | Loan created |
| Grade: | A | DTI: | 32% |
| Lender Rate: | 16% | Borrower: | 987654q |
| Finished | State: | OH | |
| Funded: | 100% | Group: | (No Group) |
| Loan Information | |||||
|---|---|---|---|---|---|
| Loan Status: | Paid | Origination Date: | 2007-11-20 | EricsCC ROI: | 16% |
| Status History | |
|---|---|
| Nov 23, 2007 | Current |
| Mar 17, 2008 | Payoff in progress |
| Mar 20, 2008 | Paid |
|
Purpose of loan: (explain what you will be using this loan for) I am a newly engaged homeowner. I have good credit and never had a late payment on anything. I am just trying to consolidate all of my bills for my car, credit cards, and small student loan into one payment for a short term. I completely dislike the revolving debt and just want one easy solid payment for a few years. I split everything with my fiance so my expenses are a lot cheaper than the math adds up to be. This is my SECOND add. I switched out the first to make this a higher interest rate. My financial situation: (explain why you are a good candidate for paying back this loan) This loan is very Risk Free. I have A credit and have never had a late payment on anything. I have a bachelors degree in Business Management and am 2/3 through my MBA which my employer is paying for the rest. I am a responsible homeowner with a beautiful family and a bright future. I also earn bonuses at my job which are not reflected in my DTI on here. Monthly net income: $ 3000 Monthly expenses: $ Housing: $ 360 (split with fiance) Insurance: $ 40 Car expenses: $ 133 Utilities: $ 75 Phone, cable, internet: $ 45 Food, entertainment: $ 20 Clothing, household expenses $ 100 Credit cards and other loans: $ 200 Other expenses: $ |
| Borrower's Other Listings | |||||
|---|---|---|---|---|---|
| 227403 | Engaged homeowner consolidating all bills | A | $17,000 @ 14% | Nov 09, 2007 | Withdrawn |
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