Murphy's Law request
| Listing Information | |||
|---|---|---|---|
| Amount: | $12,500.00 | Status: | Loan created |
| Grade: | B | DTI: | 32% |
| Lender Rate: | 17% | Borrower: | cltcableguy |
| Finished | State: | NC | |
| Funded: | 100% | Group: | (No Group) |
| Loan Information | |||||
|---|---|---|---|---|---|
| Loan Status: | Current | Origination Date: | 2007-11-23 | EricsCC ROI: | 14% |
| Status History | |
|---|---|
| Nov 23, 2007 | Current |
|
Purpose of loan: I am seeking a loan to pay moving expenses and medical bills. I own a small contracting company and provide vehicles and supplies to my technicians. In October I purchased a newer used truck, this took a good chunk of my savings. Normally this would not be a big deal but then I broke my wrist! I derive half of my income from work I actually perform myself so I lost the income I would normally put in the bank. Again, I'm pretty financially secure so this would not have been that big of a deal either. But, my wife and I are expecting our first child (a boy) and we've purchased a bigger home. The remainder of my savings has gone toward the down payment and new furniture. The doctor says my physical therapy is going fine and I should be able to return to full duty November 27th. In the interim we need to pay for moving. Normally I would just go to my bank and use my PLOC but I've been intrigued with prosper.com for about a year and thought this would be a wonderful opportunity for me to try it out. Thank you for taking the time to look at my request. My financial situation: I am financially secure and have always paid my bills on or before they are due. I have built a successfull company and enjoy a good life. I anticipate paying this loan off within 9 months but there is no option for selecting a shorter time frame. I am not sure why my credit rating is B as historically my credit score has been in the mid 700's. Monthly net income: $ 6500 Monthly expenses: $ Housing: $ 1600 Insurance: $ 100 Car expenses: $ 400 Utilities: $ 250 Phone, cable, internet: $ 100 Food, entertainment: $ 500 Clothing, household expenses $ 300 Credit cards and other loans: $ 600 Other expenses: $ 200 |
|
Discussion For This Listing
|
||
|---|---|---|
|
No Comments Found For This Listing
|