p2p lending at lending club
money for christmas
Homeownership Verified

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Listing Information
Amount: $1,500.00 Status: Loan created
Grade: D DTI: 9%
Lender Rate: 15% Borrower: printer01
Time Left: Finished State: OK
Funded: 100% Group: (No Group)
Loan Information
Loan Status: Current Origination Date: 2007-11-20 EricsCC ROI: 12%
Status History
Nov 23, 2007 Current
Purpose of loan:  I would like to use the money to take my kids out of state for christmas.  They have not seen my brother or his family in a couple of years.  I do not want to use my credit cards if I do not have to.
(explain what you will be using this loan for)
IMy financial situation: I am a good candidate because I only have a few bills to pay each month.  I am paying on all of my bills on time and I own my vehicle. My wife also works and is helping with the bills. We just do not want to use credit cards or take money out of savings.  We like having our money in savings in case of an emergency.
(explain why you are a good candidate for paying back this loan)

Monthly net income: $ My net income is $3200 on average.  I work 12 hour shifts with rotating days so it differs month to month, but on average it is $3200 a month.

Monthly expenses: $
  Housing: $ 548
  Insurance: $ House is included in our payment, car incurance $60
  Car expenses: $ 50
  Utilities: $ 200
  Phone, cable, internet: $ 200
  Food, entertainment: $ 400
  Clothing, household expenses $ 150
  Credit cards and other loans: $275
  Other expenses: $ 200
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