money for christmas

| Listing Information | |||
|---|---|---|---|
| Amount: | $1,500.00 | Status: | Loan created |
| Grade: | D | DTI: | 9% |
| Lender Rate: | 15% | Borrower: | printer01 |
| Finished | State: | OK | |
| Funded: | 100% | Group: | (No Group) |
| Loan Information | |||||
|---|---|---|---|---|---|
| Loan Status: | Current | Origination Date: | 2007-11-20 | EricsCC ROI: | 12% |
| Status History | |
|---|---|
| Nov 23, 2007 | Current |
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Purpose of loan: I would like to use the money to take my kids out of state for christmas. They have not seen my brother or his family in a couple of years. I do not want to use my credit cards if I do not have to. (explain what you will be using this loan for) IMy financial situation: I am a good candidate because I only have a few bills to pay each month. I am paying on all of my bills on time and I own my vehicle. My wife also works and is helping with the bills. We just do not want to use credit cards or take money out of savings. We like having our money in savings in case of an emergency. (explain why you are a good candidate for paying back this loan) Monthly net income: $ My net income is $3200 on average. I work 12 hour shifts with rotating days so it differs month to month, but on average it is $3200 a month. Monthly expenses: $ Housing: $ 548 Insurance: $ House is included in our payment, car incurance $60 Car expenses: $ 50 Utilities: $ 200 Phone, cable, internet: $ 200 Food, entertainment: $ 400 Clothing, household expenses $ 150 Credit cards and other loans: $275 Other expenses: $ 200 |
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