p2p lending at lending club
Out of school and have some debt

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Listing Information
Amount: $9,999.00 Status: Loan created
Grade: D DTI: 32%
Lender Rate: 20% Borrower: chapman06
Time Left: Finished State: CA
Funded: 100% Group: (No Group)
Loan Information
Loan Status: Current Origination Date: 2007-11-21 EricsCC ROI: 17%
Status History
Nov 23, 2007 Current
Purpose of loan: I recently graduated with my Master's degree, and I have accumulated some debt on high interest credit cards, which were used to pay for school and books. 


My financial situation:
I am a good candidate, because I make my payments on time.  In addition, I work a full-time job in an industry with a lot of growth, plus, in my free time I do consulting work to make extra income. This loan will help me put more money towards retirement and helping my family.


Monthly net income: $ 3344.00

Monthly expenses: $
  Housing: $ 900.00 (includes utilities)
  Insurance: $ 40.00
  Car expenses: $ 160.00
  Utilities: $
  Phone, cable, internet: $ 100.00
  Food, entertainment: $ 200.00
  Clothing, household expenses $ 50.00
  Credit cards and other loans: $ 800.00
  Other expenses: $
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