p2p lending at lending club
Help Me Fix My Fixer Upper
Homeownership Verified

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Listing Information
Amount: $3,200.00 Status: Loan created
Grade: C DTI: 28%
Lender Rate: 14% Borrower: b-skrizzle
Time Left: Finished State: GA
Funded: 100% Group: (No Group)
Loan Information
Loan Status: 4+ months late Origination Date: 2007-11-16 EricsCC ROI: -54%
Status History
Nov 23, 2007 Current
Jun 05, 2008 Late
Jun 17, 2008 1 month late
Jul 17, 2008 2 months late
Aug 19, 2008 3 months late
Sep 17, 2008 4+ months late
Purpose of loan:
Recently with the help of my parents I was able to purchase my own home. As a 20 years old college student I am happy to be called a home owner, but my house is in need of a few repairs. Although my dad and I can do the bulk of the repairs, there are exterior issues that need to be addressed, as well as carpeting and air conditioning.

My financial situation:
I am currently working 35 hours a week on my first job and 15 on a second and have signed a contract with a roommate for $400 per month. My parents have also agreed to pay my student loan while I finish the restoration of my home. I do not have any revolving debt, credit cards( my dad would kill me), or car payment and as soon as I file for Homestead exemption my mortgage will decrease by $150.

Monthly net income: $ 1300

Monthly expenses: $
  Housing: $ 200 ($400 from roommate)
  Insurance: $ 0
  Car expenses: $0
  Utilities: $ 75
  Phone, cable, internet: $ 100
  Food, entertainment: $ 120
  Clothing, household expenses $25
  Credit cards and other loans: $ 50
  Other expenses: $ 0

As you can see, I will have more than enough to pay my prosper loan and I want to thank you in advance for your trust. 
Borrower's Other Listings
203569 Help Me Fix My Fixer Upper C $3,200 @ 18% Sep 18, 2007 Expired

 

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