Building Up Credit
| Listing Information | |||
|---|---|---|---|
| Amount: | $1,000.00 | Status: | Loan created |
| Grade: | C | DTI: | 1% |
| Lender Rate: | 10% | Borrower: | brockn |
| Finished | State: | IL | |
| Funded: | 100% | Group: | (No Group) |
| Loan Information | |||||
|---|---|---|---|---|---|
| Loan Status: | Paid | Origination Date: | 2007-11-20 | EricsCC ROI: | 9% |
| Status History | |
|---|---|
| Nov 23, 2007 | Current |
| Feb 13, 2008 | Payoff in progress |
| Feb 20, 2008 | Paid |
|
Purpose of loan: The purpose of this loan is to build credit. I am 21 years old and have always paid cash for everything. I pay for all the bills at my house, but they are in my roommates name so I am not building credit from that. I have one credit card that I use to pay for everything, but I pay it off at the end of every month (sometimes every 2 weeks). My financial situation: My financial situation is great. I have no debts whatsoever. I live with three other guys, so my bills are to a minimum. Work: I have worked for the same company since April 2007. I was a development intern until mid September, when I was hired full-time. I am also a full time student at SIUE (Southern Illinois University Edwardsville) and expect to graduate in May 2008. Monthly net income: $2356 after taxes/health/dental ($40,000/year before taxes) Monthly expenses: $ Housing: $ 233.34 Insurance: $ 80.00 Car expenses: $ 0 Utilities: $ 40 to 60 Phone, cable, internet: $ 25.00 (parents pay family cell phone plan) Food, entertainment: $ 500.00 (probably not even near this much, but to stay on the safe side) Clothing, household expenses $ 0 Credit cards and other loans: $ 0 (pay my credit card off every month (money to pay off credit card comes from "Food, entertainment" expenses) Other expenses: $ 0 As you can see, my total monthly expenses are less than $900 per month and I bring in $2356 per month after everything is taken out. Please let me know if you have any questions. |
| Borrower's Other Listings | |||||
|---|---|---|---|---|---|
| 306024 | Building Up Credit & Investing | B | $20,000 @ 12% | Apr 08, 2008 | Expired |
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