Yeah, I'm a good bet - and will reinvest 100% in Prosper
| Listing Information | |||
|---|---|---|---|
| Amount: | $25,000.00 | Status: | Expired |
| Grade: | AA | DTI: | 9% |
| Lender Rate: | 9% | Borrower: | building_community |
| Finished | State: | CA | |
| Funded: | 0% | Group: | (No Group) |
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Purpose of loan: Hey, folks. I'm new to Prosper - about a week in. I'm having a wonderful time loaning money out to folks. I'd love to have some Prosperians who are comfortable with a sure thing return (well, a sure thing short of a meteor hitting my condo, I should say) at a lower interest rate giving me a pile of money I can then loan out in a more speculative fashion to other Prosperians who are trying to build up their credit. And since I'm loaning money out, I'd like to experience what Prosperians who are asking for loans experience - ergo this loan. My financial situation: I own a $2M/year business. I have impeccable credit. My $75K credit is a HELOC, and it's actually at about $52K - guess Experian is moving a little more slowly than I am. In my personal life I pay things early. In my business life I pay things early. I have been working on keeping my credit clean since I was about 18. 22 years later I'm pretty happy with the way things have turned out. While I could pay this loan off in a couple months, I promise (really - I PROMISE) to keep it at least one year, to make sure you folks get a couple bucks back on your original investment. For more info about me, check out my profile. And please feel free to ask me questions. I'm pretty impressed with Prosper and how things work around here - I'm looking forward to continuing to play on both sides of what Prosper offers to Do Well by Doing Good. Thanks for reading through this. And thanks for being willing to invest in other people's dreams, even if it's with a hope of personal profit - that's a good thing. Monthly net income: $ 13K, more or less Monthly expenses: $ 7K, more or less |
| Borrower's Other Listings | |||||
|---|---|---|---|---|---|
| 229849 | Prosper lender wants to learn the borrowing experience | AA | $25,000 @ 11% | Nov 10, 2007 | Expired |
| 231542 | Prosper lender wants to learn the borrowing experience | AA | $25,000 @ 9% | Nov 13, 2007 | Loan created |
| 349181 | Second Prosper Loan to consolidate outstanding balances | AA | $5,000 @ 6% | Jun 13, 2008 | Loan created |
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