Active Forum Member Wants to Consolidate CC Debt
| Listing Information | |||
|---|---|---|---|
| Amount: | $18,000.00 | Status: | Loan created |
| Grade: | B | DTI: | 33% |
| Lender Rate: | 14% | Borrower: | businesslady1 |
| Finished | State: | FL | |
| Funded: | 100% | Group: | (No Group) |
| Loan Information | |||||
|---|---|---|---|---|---|
| Loan Status: | Current | Origination Date: | 2007-11-23 | EricsCC ROI: | 11% |
| Status History | |
|---|---|
| Nov 23, 2007 | Current |
|
Purpose of loan: Thanks for checking out my listing. I am active member in the forum: I post as Neddie on .com and businesslady1 on org. Through college, I used my cc for emergencies and unmet needs I had. Debt accumulated over years. I am now working full-time in the health care field and focused on paying them off. I have been doing well on my own. But the interest rates are still high. A loan from the Prosper community would save me a lot of time and money if I can secure a lower interest rate. My financial situation: I want to consolidate 8 cc into one Prosper payment. A total of 17,800@22% APR with $700 in payments going out (more than minimal payments) (details in Q&A) Monthly net income: $ 2,500 (up to 3,000 with OT) Monthly expenses: $ 2155 Housing: $ 625 Insurance: Health insurance taken from gross Car expenses: $ 100/gas, $100 for car insurance, car paid Utilities : $ 70 for electricity only Phone, cable, Internet, cell: $ 160 Food, entertainment, household expenses: $ 150 Clothing: $ 50 Credit cards and other loans: $ 700 Other expenses: $ 200 into savings Leaving 345 in my account for any unexpected expenses Monthly expenses (with Prosper loan): $ 2080 Housing: $ 625 Insurance: Health insurance taken from gross Car expenses: $ 100/gas, $100 for car insurance Utilities: $ 70 for electricity only Phone, cable, Internet: $ 160 Food, entertainment, household expenses: $ 150 Clothing: $ 50 Credit cards and other loans: None Prosper loan: $625 at 15% (starting rate) Other expenses: $ 200 into savings Leaving $420 left in my account for unexpected I don't plan to keep this loan for 3 years. My goal is to pay it off within 2 years. Thank you for your support and bids! |
|
Discussion For This Listing
|
||
|---|---|---|
|
No Comments Found For This Listing
|