p2p lending at lending club
learning prosper borrowing side
Homeownership Verified

Click Here to view this listing on Prosper
Listing Information
Amount: $6,000.00 Status: Loan created
Grade: AA DTI: 11%
Lender Rate: 7% Borrower: mrgreenjeans
Time Left: Finished State: OK
Funded: 100% Group: (No Group)
Loan Information
Loan Status: Paid Origination Date: 2007-11-20 EricsCC ROI: 7%
Status History
Nov 23, 2007 Current
Sep 24, 2008 Payoff in progress
Sep 25, 2008 Paid
Purpose of loan:
(explain what you will be using this loan for) I will invest this money in prosper lending.  I currently have over 600 loans made.

My financial situation:
(explain why you are a good candidate for paying back this loan) I have owned my own business since 1990 in an engineering field  that I had 15 years of experience in prior to starting my own shop.  We keep our salaries low for monthly cash flow purposes, make it up with year end bonuses.  Because those bonuses vary greeatly with the success achieved through the course of the year, I did not include that portion of my income below.  I have no vehicle, telephone, internet or insurance expenses, as these are picked up by the company.  There is considerable equity in the company, and I have several personal investments:  stocks, roth ira, substantial 401K,  and of course my prosper loans..

Monthly net income: $ $2,000 pllus expenses

Monthly expenses: $ 1,245
  Housing: $ 595
  Insurance: $ 0
  Car expenses: $ 0
  Utilities: $ 150
  Phone, cable, internet: $ 0
  Food, entertainment: $ 200
  Clothing, household expenses $ 100
  Credit cards and other loans: $ 0
  Other expenses: $ 200

Although I could pay this loan off at any time, I promise to let it run a minimum of 6 months to attract lenders.  I will definitely set up automatic payments to prosper.  This site is a wonderful concept.  Prosperity to all of you, and thanks for your time.
Borrower's Other Listings
406255 learning prosper borrowing side AA $9,229 @ 7% Sep 30, 2008 Loan created

 

Discussion For This Listing

No Comments Found For This Listing

Post A Comment
You must be logged in to post comments on listings. Not yet a member? register here