Hello, I'm looking to refinance some credit card debt I currently have outstanding. I am currently a lender in Prosper and am interested in trying out the borrowing capacity of the system as well. The current rate on my cards is 8.9%, but I'd rather have an installment loan on my credit and hopefully move my credit score up to a AA after I repay the loan.
I'm a commercial credit analyst in Chicago working in leveraged lending with an undergraduate degree in finance so I am quite good at handling my finances. I produce more than enough excess cash flow to meet the debt service payments and will more than likely repay this loan sometime next year when I am promoted to a commercial loan officer at my company. |
