p2p lending at lending club
Purchase a commuting vehicle
Homeownership Verified

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Listing Information
Amount: $3,000.00 Status: Loan created
Grade: AA DTI: 6%
Lender Rate: 7% Borrower: thutch15
Time Left: Finished State: MO
Funded: 100% Group: (No Group)
Loan Information
Loan Status: Paid Origination Date: 2007-11-14 EricsCC ROI: 7%
Status History
Nov 14, 2007 Current
Mar 01, 2008 Payoff in progress
Mar 04, 2008 Paid
Purpose of loan:
I am applying for this so that I can purchase a vehicle to drive back and forth to work.  I live 35 miles from my work and drive a Jeep Grand Cherokee getting 19 mpg.  This car gets 35 mpg so it will save me between $100 and $150 per month.

My financial situation:
I would say all of my credit profile sums this up pretty well:  ?AA? rating, no late payments, and low DTI.  My wife also makes a good income.

Monthly net income: $ 2,700 (This does not include my wife's income)

Monthly expenses: $ 2,331
  Housing: $ 640
  Insurance: $ 101
  Car expenses: $ 500
  Utilities: $ 240
  Phone, cable, internet: $ 50
  Food, entertainment: $ 400
  Clothing, household expenses $ 150
  Credit cards and other loans: $ 0
  Other expenses: $ 50
Borrower's Other Listings
208110 Purchase a commuting vehicle AA $6,000 @ 8% Oct 11, 2007 Withdrawn
338648 New basement / 3 car attached garage AA $12,000 @ 8% Aug 26, 2008 Loan created

 

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