Teacher learns to stay away from high interest cards
| Listing Information | |||
|---|---|---|---|
| Amount: | $18,000.00 | Status: | Loan created |
| Grade: | AA | DTI: | 38% |
| Lender Rate: | 15% | Borrower: | craebey |
| Finished | State: | MN | |
| Funded: | 100% | Group: | (No Group) |
| Loan Information | |||||
|---|---|---|---|---|---|
| Loan Status: | Current | Origination Date: | 2007-11-13 | EricsCC ROI: | 13% |
| Status History | |
|---|---|
| Nov 10, 2007 | Current |
| Aug 30, 2008 | Payoff in progress |
| Sep 05, 2008 | Current |
| Sep 28, 2008 | Late |
| Oct 16, 2008 | Current |
| Oct 29, 2008 | Late |
| Nov 08, 2008 | Current |
|
Purpose of loan: I am going to use the loan to pay off higher interest credit cards. I have plans of retiring someday and being able to spend time with my grandchildren - none of which live close to me. I need to get these things paid off so that I can start becoming debt free so that I am able to retire and spend as much time as possible with my grandbabies! It's scary that my oldest grandchild is 17 now - and my youngest is unborn. I want to be able to help with them and watch them grow up. I would love to be debt free in 3 years!!!! My financial situation: I have an AA credit score. NO DELINQUENCIES!!!! I'm a responsible woman who just wants to be rid of revolving credit. I'm hard working and believe in "doing the right thing". I have enough creditors who can vouch that I always pay on time, if not early, and have had several items in which were paid off before the maturity date. I know my debt to income ratio may be a little high, however once I pay off the credit cards with this loan (hopefully), that rate will drop. Please let me know if you have any questions. Thanks so much for looking! (I did not include a photo as doing something like this is a little scary for me to begin with. The internet is an awesome tool but I must admit it does scare me a bit sometimes!) Monthly net income: $2415.00 Monthly expenses: $ 1750.00 Housing: $ $350.00 Insurance: $ 150.00 Car expenses: $ 250.00 Utilities: $ 150.00 Phone, cable, internet: $ 100.00 Food, entertainment: $ 250.00 Clothing, household expenses $ 100.00 Credit cards and other loans: $ 400.00 (but will pay more alot of times on these) Other expenses: $ |
| Borrower's Other Listings | |||||
|---|---|---|---|---|---|
| 337114 | Teacher needs a little help with high interest card | AA | $9,400 @ 15% | May 22, 2008 | Withdrawn |
| 339078 | Teacher needs a little help with high interest card | AA | $9,382 @ 18% | May 26, 2008 | Loan created |
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