Consolidate My Credit Card Debt
| Listing Information | |||
|---|---|---|---|
| Amount: | $18,000.00 | Status: | Loan created |
| Grade: | B | DTI: | 43% |
| Lender Rate: | 18% | Borrower: | CHIZELD |
| Finished | State: | CA | |
| Funded: | 100% | Group: | (No Group) |
| Loan Information | |||||
|---|---|---|---|---|---|
| Loan Status: | Current | Origination Date: | 2007-11-19 | EricsCC ROI: | 15% |
| Status History | |
|---|---|
| Nov 23, 2007 | Current |
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Purpose of loan: The purpose of the loan is to consolidate two credit card balances into one monthly payment at a lower interest rate. This will allow me to have extra money to pay off any remaining credit card balances and eliminate my credit card debt within the next 36 months. My financial situation: I have been employed as a Physical Education teacher for the past 8 years at the same Employer, LAUSD. I also work part time as a Notary Public specialzing in mortgage loan documents signings. With over 10 years of credit history, I have always been current on all my loans. I have never been late on any payments nor have I defaulted on any loans. My goal is to eliminate my credit card debt within the next 36 months. Credit Cards for Consolidation: Citi Bank - $5,550.00 @ 24.240% Discover Card - $13.450.00 @ 22% Monthly net income: $ 4845.27 after taxes and 401k contribution Monthly expenses: $ 4374.68 Housing: $ 1900.00 Insurance: $ 138.41 Car expenses: $ 506.27 Utilities: $ 120.00 Phone, cable, internet: $ 110.00 Food, entertainment: $ 200.00 Clothing, household expenses $ 100.00 Credit cards and other loans: $ 1200.00 Other Expenses: $ 100.00 |
| Borrower's Other Listings | |||||
|---|---|---|---|---|---|
| 214346 | Consolidate My Credit Card Debt | B | $25,000 @ 18% | Oct 11, 2007 | Expired |
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