p2p lending at lending club
You earn money, not Visa

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Listing Information
Amount: $5,000.00 Status: Loan created
Grade: HR DTI: 41%
Lender Rate: 22% Borrower: Eaglescout07
Time Left: Finished State: MO
Funded: 100% Group: A WONDERFUL JOURNEY STARTS HERE
Loan Information
Loan Status: Current Origination Date: 2007-11-20 EricsCC ROI: 18%
Status History
Nov 23, 2007 Current
Purpose of loan:
I will be using this loan to consolidate three high interest credit cards and two loans.

My financial situation: 
I would be a good candidate for this loan because I have no DQ's and I know how important a good credit rating is and I have to always maintain one. I have a great job with the railroad and have been there, one year and seven months and will never be leaving. I wish I would have found out how great working for the railroad was many years ago, but oh well they have got me for life now. The only reason the D.T.I. is so high is because they won't let you list your spouses income. I do not default on loans, and have a great payment history to prove it. This loan would be no different, in fact, it would only make things easier to pay off.                                                                                                                                                         

Monthly net income: $4300  plus another$2600 from my wife.              

Monthly expenses: $
  Housing: $ 780.00    
  Insurance: $ 110.00            
  Car expenses: $ 100
  Utilities: $ 75
  Phone, cable, internet: $ 80
  Food, entertainment: $ 250
  Clothing, household expenses $ 110
  Credit cards and other loans: $404
  Other expenses: $50
Borrower's Other Listings
169029 perfect pay but # of loans bring score down HR $7,500 @ 17% Jul 13, 2007 Withdrawn
170421 perfect pay but # of loans bring score down HR $4,000 @ 29% Jul 16, 2007 Withdrawn
173699 perfect pay but # of loans bring score down HR $3,700 @ 28% Jul 21, 2007 Withdrawn
175396 Please help lower 58% loan! HR $2,000 @ 28% Jul 24, 2007 Expired
181550 Eagle Scout in need of a little help HR $2,000 @ 28% Aug 04, 2007 Expired
185490 WILL PAY OFF IN 12 MONTHS OR LESS HR $1,500 @ 28% Aug 11, 2007 Withdrawn
188618 paying off debts HR $4,000 @ 28% Aug 17, 2007 Withdrawn
221671 You earn money, not Visa HR $2,200 @ 29% Oct 29, 2007 Withdrawn

 

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