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Single Mom Going to College

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Listing Information
Amount: $7,500.00 Status: Withdrawn
Grade: HR DTI: 13%
Lender Rate: 19% Borrower: nicovader
Time Left: Finished State: CA
Funded: 0% Group: KoyneLoans
Purpose of loan:
Consolidate some old debt, help pay for school and either repair my car or find another veichle. 

My financial situation:
I have a very stable job in law enforcement.  I have just started and almost completed my first semester in city college which will help me further my career in law enforcement.

Monthly net income: $ 3,200.00 monthly

Monthly expenses: $
  Housing: $ 600.00 (I have a roommate that pays the other half. Total rent is 1200.00 per month)
  Insurance: $ 39.00 (car only, health paid by my job)
  Car expenses: $ 250.00 (gas, minor repairs. I work 4 blocks from my job and rarely go out of city limits)
  Utilities: $ 0.00 included in rent
  Phone, cable, internet: $ 45.00 phone, 30.00 internet, 64.00 DirectTv
  Food, entertainment: $ 450.00 (groceries mostly and baby items)
  Clothing, household expenses $ 150.00 (depends on what clothes the kids need at the time)
  Credit cards and other loans: $ 105.00 only open loan is with Prosper
  Other expenses: $200.00 child care (ex husband pay half)

I am a good candidate for this second loan as my job is secure, I have made more than 3/4 of my other payments on time and the extra cash would help me to achieve lowering my old debt and bringing up my credit score.  I am a recently single mother of two and working for my associates degree in Admistration of Justice.  I did have to stop working my second job when I enrolled in school due to the extra child care expense and me not being with my kids so much.  The extra income is missed as it was my emergency money.  Your bids are a prayer answered.  Thank you all.
Borrower's Other Listings
66942 Starting over E $5,000 @ 26% Nov 27, 2006 Withdrawn
70054 Relisted Starting Over Loan E $5,000 @ 27% Dec 04, 2006 Expired
73169 Relisting with help from fourm E $2,550 @ 27% Dec 11, 2006 Loan created
251227 NEEDING EXTRA CASH TO FIX CAR AND PAY A FEW SMALL DEBTS HR $1,500 @ 18% Dec 15, 2007 Expired

 

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