PAY OFF Credit Cards
| Listing Information | |||
|---|---|---|---|
| Amount: | $12,500.00 | Status: | Loan created |
| Grade: | A | DTI: | 44% |
| Lender Rate: | 17% | Borrower: | MTcopier1937 |
| Finished | State: | OR | |
| Funded: | 100% | Group: | (No Group) |
| Loan Information | |||||
|---|---|---|---|---|---|
| Loan Status: | 4+ months late | Origination Date: | 2007-11-19 | EricsCC ROI: | -56% |
| Status History | |
|---|---|
| Nov 23, 2007 | Current |
| Jul 09, 2008 | Late |
| Jul 20, 2008 | 1 month late |
| Aug 20, 2008 | 2 months late |
| Sep 20, 2008 | 3 months late |
| Oct 20, 2008 | 4+ months late |
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Purpose: CONSOLIDATION of Credit Card Debt . . . I have been caring for my folks / grandmother over the past 18 months; they have all been fighting cancer. Mom and Grandma are doing well; however, my father passed away which has been very hard on my mother. I have used credit cards for many of my expenses over the past six (6) months or so buying odds and ends to help my mother get along on her own (ie, pellet stove replaced wood stove, as she cannot haul or cut firewood which was their only source of heat) like medicines, vitamins, etc. to make them more comfortable. I have also assisted my son who is going to college and moved into his own place this summer - they never have any clue about how much it really costs to live !! Finance / Work Detail: Work full time; after taking several weeks off last fall / spring to help care. I am a copy center technician, handling and documentation, shipping/receiving, mail, etc. I would like to NOTE, that I do have financial assistance from my husband; so many of the bills are taken care of by his income. I am responsible for the house payment and credit cards - he pays all our other expenses. I just want to pay everything off at once and tackle one bill instead of multiple creditors. If the credit cards are taken care of now, we will be able to pay off mortgage in about 12 years. I am planning to put $600 - $800 toward this loan each month; if not more to pay off asap. Monthly Net Income: $ 2400 Monthly Expenses: Housing: $1800 Insurance: $ 300 (Home, Vehicles, etc.) Car expenses: $ 40 Utilities: $ 148 Phone, cable, internet: $ 135 Clothing, household expenses $ 50 Credit cards and other loans: $ 400 Other expenses: $ 100 |
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