Cleanup PostGrad Credit Cards

| Listing Information | |||
|---|---|---|---|
| Amount: | $9,750.00 | Status: | Loan created |
| Grade: | A | DTI: | 21% |
| Lender Rate: | 10% | Borrower: | ProfTao |
| Finished | State: | MD | |
| Funded: | 100% | Group: | (No Group) |
| Loan Information | |||||
|---|---|---|---|---|---|
| Loan Status: | Current | Origination Date: | 2007-11-16 | EricsCC ROI: | 8% |
| Status History | |
|---|---|
| Nov 23, 2007 | Current |
| Oct 01, 2008 | Late |
| Oct 04, 2008 | Current |
|
Purpose of loan: Consolidating post-graduate credit card debt at repayable rates. My financial situation: Junior faculty expecting either moderate post-tenure raise or considerable private-sector raise within the next year or two. Monthly net income: $ 4,500 (+2000/month summers) Monthly expenses: $ Housing: $ 2,100 Insurance: $ 100 Car expenses: $ 25 (paid off, bike 3miles to campus) Utilities: $ 250 Phone, cable, internet: $ 125 Food, entertainment: $ 250 Clothing, household expenses $ 50 Credit cards and other loans: $ 1200 Other expenses: $ 25 |
| Borrower's Other Listings | |||||
|---|---|---|---|---|---|
| 377328 | Founding a Research Company | A | $16,750 @ 33% | Aug 03, 2008 | Cancelled |
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