Refinance Current Prosper loan
| Listing Information | |||
|---|---|---|---|
| Amount: | $2,200.00 | Status: | Loan created |
| Grade: | HR | DTI: | 96% |
| Lender Rate: | 11% | Borrower: | Cushie06 |
| Finished | State: | WA | |
| Funded: | 100% | Group: | PsychDoc's Group |
| Loan Information | |||||
|---|---|---|---|---|---|
| Loan Status: | Current | Origination Date: | 2007-11-13 | EricsCC ROI: | 8% |
| Status History | |
|---|---|
| Nov 10, 2007 | Current |
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I am taking out this loan to refinance my current Prosper loan - funds will immediately go towards paying off the current loan and I will keep this one. I listed my rate at 19.7% because that's where my last loan funded. I have current delinquencies and I don't know why. I've paid on time though ScoreX says otherwise. DTI is super high as is utilization. My husband travels for his work and we put all our bills on the credit cards and pay them off once a month. During that time the utilization goes sky high and back down to 0 - I'm listing during the sky high period. My income is Social Security Disability of $828 a month. Not included, of course, is my husband's income that pays the household bills. I also have a part time job that brings in about $800 a month. I didn't include that because too many details confuse Prosper. If I fund I will be eternally grateful to you all and if not I will continue to pay off my current loan (which, incidentally, is paid up through December 23rd). Thanks! (My first name goes here but it's a violation of PII for me to reveal it to you) |
| Borrower's Other Listings | |||||
|---|---|---|---|---|---|
| 12476 | Cushie's kitchen remodel | HR | $2,500 @ 23% | May 09, 2006 | Withdrawn |
| 12670 | Cushie's kitchen remodel | HR | $2,500 @ 20% | May 10, 2006 | Loan created |
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