Paying off debt and having financial freedom
| Listing Information | |||
|---|---|---|---|
| Amount: | $2,000.00 | Status: | Loan created |
| Grade: | D | DTI: | 21% |
| Lender Rate: | 18% | Borrower: | ktorrey |
| Finished | State: | KS | |
| Funded: | 100% | Group: | 1st and BEST for Loans |
| Loan Information | |||||
|---|---|---|---|---|---|
| Loan Status: | Current | Origination Date: | 2007-11-14 | EricsCC ROI: | 15% |
| Status History | |
|---|---|
| Nov 14, 2007 | Current |
|
I thank you for taking the time to consider my request. This is a relist and I thank all of those individuals who have placed bids on my past listings. Purpose of loan: Pay off payday loans and high interest credit card. My financial situation: I am a teacher and have been working at the same district for 9 years. This will be my 10th year with this district. I just received a raise this year and get paid salary. My check is direct deposit and I have most of my bills electronically taken out each month once my check is placed in my account. The reason for the payday loans is because my husband was laid off from his job for 7 months and that caused us to exhaust our finances and have to use payday loans to make ends meet. We have been trying to get this loan to make a fresh start for us. Unfortunately, I am now going through a divorce due to an affair my husband was having and really need this fresh start. I am unable to leave at this point until I am able to get this money and I have no where else to turn. Please help me to make a fresh start with my life. I promise the payments will be made every month and on time, I will not let you down. Monthly net income: $ 3125.00 Monthly expenses: $ 2421.00 Housing: $ 620 Insurance: $ 151 Car expenses: $ 300.00 Utilities: $200 Phone, cable, internet: $ 100.00 Food, entertainment: $ 150 Clothing, household expenses $ 50 Credit cards and other loans: $850 As you can see I will have $700.00 left over which will be enough to pay for the prosper loan and to put some money away in savings for emergencies. How I will use the Prosper loan: Pay Day Loans-1500.00 Credit Card-500.00 I promise that my payments to Prosper will be paid each month and I will have it also electronically withdrawn from my checking account each month like I do my other expenses. This way you may feel secure and know that the payment will be made on time every month. Thank you for your consideration and I promise I won't let you down. Thanks! |
| Borrower's Other Listings | |||||
|---|---|---|---|---|---|
| 172602 | Medical expenses and repair car | D | $5,000 @ 19% | Jul 19, 2007 | Expired |
| 182135 | Debt Consolidation-fresh start | D | $5,000 @ 19% | Aug 05, 2007 | Expired |
| 186707 | Debt Consolidation-fresh start | D | $5,000 @ 18% | Aug 13, 2007 | Expired |
| 192830 | Debt Consolidation-fresh start | D | $5,000 @ 19% | Aug 25, 2007 | Expired |
| 197936 | Debt Consolidation-fresh start | D | $5,000 @ 19% | Sep 06, 2007 | Expired |
| 202401 | Debt Consolidation-fresh start | D | $5,000 @ 19% | Sep 17, 2007 | Expired |
| 207889 | Debt Consolidation-fresh start | D | $3,500 @ 19% | Sep 29, 2007 | Expired |
| 213969 | PLEASE HELP WITH DEBT | D | $5,000 @ 19% | Oct 11, 2007 | Expired |
| 220538 | PLEASE HELP WITH DEBT | D | $5,000 @ 19% | Oct 24, 2007 | Expired |
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