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Just Married; Trying To Eliminate High Interest Debt

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Listing Information
Amount: $9,190.00 Status: Loan created
Grade: B DTI: 36%
Lender Rate: 13% Borrower: BetterFuture47
Time Left: Finished State: MA
Funded: 100% Group: (No Group)
Loan Information
Loan Status: Current Origination Date: 2007-11-14 EricsCC ROI: 10%
Status History
Nov 14, 2007 Current
Purpose of loan:
Back in college, I used credit card unwisely and I am still paying for it today. I am looking to eliminate my credit card debt and use the money I was paying to the banks to save for my family's future.

My financial situation:
I have been at my current job for almost 4 years and a member of the full time work force since 1999. My wife and I are looking to pay off all of our debts before we begin a family. You can see that I have no delinquent payments. I am a better risk than my "B" rating indicates.

Monthly net income: $ 2600

Monthly expenses: $ 1796.56
  Housing: $ 500
  Insurance: $ 94.15
  Car expenses: $ 289
  Utilities: $ 80
  Phone, cable, internet: $ 68.41
  Food, entertainment: $ 100
  Clothing, household expenses $ 50
  Credit cards and other loans: $ 550
  Other expenses: $ 65
Borrower's Other Listings
225056 Just Married; Trying To Eliminate High Interest Debt B $10,200 @ 16% Nov 02, 2007 Withdrawn

 

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